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Single Family ResidenceResidential
$277,900$274 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $287,000 on May 5, 2025

403 RICHARDS ST

JOLIET, IL 60433
3
Beds
2
Baths
1,013 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1904
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$278K
$226K low$330K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$287,000 · May 5, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.101%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$281,801
CORNERSTONE FIRST MORTGAGE INC · 6.75% 2 · recorded May 5, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,236 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$44,189 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,347
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$35,842
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$39,261
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$132,567

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
58
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.22 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWILL
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Washington Junior High School & AcademyC
Middle · Grades 6–8 · 0.1 mi
E
Edna Keith Elementary SchoolD
Elementary · Grades KG–5 · 0.2 mi
H
Joliet West High SchoolC+
High · Grades 9–12 · 2.8 mi

District: Joliet Public School District 86

Neighborhood · ZIP 60433These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.17,647
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,179 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,886
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,510
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

403 Richards St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Richard's Grove
  • Costs more per square foot than 96% of homes in Richard's Grove
  • Smaller than 89% of homes in Will County
  • Has a smaller lot than 73% of homes in Will County
  • Older than 97% of homes in Will County

What homes are worth in Joliet 60433

Each bar is how many homes fall in that price range. The marker is this home.

This home
$95K$410K

This home is worth more than 84% of homes in Joliet 60433.

How it measures up in Joliet 60433

The dot is this home. The mark in the middle is the typical home in Joliet 60433.

Estimated value$277,900
CheaperTypical $184,684Pricier

Pricier than 84% of homes nearby

Price per ft²$274
CheaperTypical $175Pricier

Pricier than 94% of homes nearby

Living area1,013 ft²
SmallerTypical 1,020 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.18 ac
SmallerTypical 0.19 acBigger

Bigger than 45% of homes nearby

Year built1904
OlderTypical 1940Newer

Newer than 17% of homes nearby

How 403 Richards St ranks against every home in each area.
MeasureThis homeRichard's GroveJoliet 60433Will County
Estimated valuepricier than$277,90095% of homes84% of homes24% of homes
Price per ft²pricier than$27496% of homes94% of homes89% of homes
Living areabigger than1,013 ft²50% of homes50% of homes11% of homes
Lot sizebigger than0.18 ac58% of homes45% of homes27% of homes
Year builtnewer than190462% of homes17% of homes3% of homes

About 403 Richards St

How much is 403 Richards St, Joliet, IL worth?

The TopHap Estimate for 403 Richards St, Joliet, IL is $277,900 as of Jul 14, 2026. The likely range is $225,796 to $330,004. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 403 Richards St, Joliet, IL last sell?

403 Richards St, Joliet, IL last sold on May 5, 2025 for $287,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 403 Richards St, Joliet, IL?

403 Richards St, Joliet, IL has 3 bedrooms, 2 bathrooms, 1,013 square feet of living space and a 0.18-acre lot.

When was 403 Richards St, Joliet, IL built?

403 Richards St, Joliet, IL was built in 1904, making it 122 years old. The building has 2 stories.

What schools serve 403 Richards St, Joliet, IL?

403 Richards St, Joliet, IL is assigned to Washington Junior High School & Academy (middle), rated C; Edna Keith Elementary School (elementary), rated D; Joliet West High School (high), rated C+. All sit in Joliet Public School District 86. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 403 Richards St, Joliet, IL compare to other homes in Joliet 60433?

Among the 5,128 homes in Joliet 60433, it is worth more than 84% of them ($277,900 against a typical $184,684), its price per square foot is higher than 94% of them ($274 against a typical $175), it is bigger than 50% of them (1,013 ft² against a typical 1,020 ft²), its lot is bigger than 45% of them (0.18 ac against a typical 0.19 ac) and it is newer than 17% of them (1904 against a typical 1940). Measured against all of Will County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 403 Richards St, Joliet, IL?

The 2025 property tax bill for 403 Richards St, Joliet, IL was $3,236. The county assessed it at $44,189.

More homes on Richards St

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Assigned schools

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