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Single Family ResidenceResidential
$355,131$211 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $234,000 on Nov 2, 2020

403 RIVER OAKS DR

STELLA, NC 28582
3
Beds
2.5
Baths
1,682 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.42 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$355K
$334K low$376K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$234,000 · Nov 2, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,268 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$339,167 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$93,995
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$245,172
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$260,408
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$339,167

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
84
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.108 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.64%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCARTERET
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1996
Lot (acres)The size of the land the home sits on, from county records.0.42
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 107 ft²Shed · 168 ft²Porch · 250 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
White Oak Elementary SchoolA
Elementary · Grades PK–5 · 6.2 mi
H
Croatan High SchoolA
High · Grades 9–12 · 10.5 mi
M
Broad Creek Middle SchoolA
Middle · Grades 6–8 · 12.3 mi

District: Carteret County Schools

Neighborhood · ZIP 28582These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.3,281
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.167 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,925
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,519
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

403 River Oaks Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Carteret County
  • Costs less per square foot than 74% of homes in Carteret County
  • Smaller than 65% of homes in Stella 28582
  • Has a smaller lot than 93% of homes in Stella 28582
  • Older than 70% of homes in Stella 28582

What homes are worth in Stella 28582

Each bar is how many homes fall in that price range. The marker is this home.

This home
$77K$931K

This home is worth more than 41% of homes in Stella 28582.

How it measures up in Stella 28582

The dot is this home. The mark in the middle is the typical home in Stella 28582.

Estimated value$355,131
CheaperTypical $392,579Pricier

Pricier than 41% of homes nearby

Price per ft²$211
CheaperTypical $199Pricier

Pricier than 59% of homes nearby

Living area1,682 ft²
SmallerTypical 1,974 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.42 ac
SmallerTypical 0.88 acBigger

Bigger than 7% of homes nearby

Year built1994
OlderTypical 2004Newer

Newer than 30% of homes nearby

How 403 River Oaks Dr ranks against every home in each area.
MeasureThis homeStella 28582Carteret County
Estimated valuepricier than$355,13141% of homes33% of homes
Price per ft²pricier than$21159% of homes26% of homes
Living areabigger than1,682 ft²35% of homes53% of homes
Lot sizebigger than0.42 ac7% of homes56% of homes
Year builtnewer than199430% of homes56% of homes

About 403 River Oaks Dr

How much is 403 River Oaks Dr, Stella, NC worth?

The TopHap Estimate for 403 River Oaks Dr, Stella, NC is $355,131 as of Sep 24, 2026. The likely range is $334,066 to $376,196. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 403 River Oaks Dr, Stella, NC last sell?

403 River Oaks Dr, Stella, NC last sold on Nov 2, 2020 for $234,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 403 River Oaks Dr, Stella, NC?

403 River Oaks Dr, Stella, NC has 3 bedrooms, 2.5 bathrooms, 1,682 square feet of living space and a 0.42-acre lot.

When was 403 River Oaks Dr, Stella, NC built?

403 River Oaks Dr, Stella, NC was built in 1994, making it 32 years old. It is a ranch home. The building has 1 story.

What schools serve 403 River Oaks Dr, Stella, NC?

403 River Oaks Dr, Stella, NC is assigned to White Oak Elementary School (elementary), rated A; Croatan High School (high), rated A; Broad Creek Middle School (middle), rated A. All sit in Carteret County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 403 River Oaks Dr, Stella, NC compare to other homes in Stella 28582?

Among the 1,013 homes in Stella 28582, it is worth more than 41% of them ($355,131 against a typical $392,579), its price per square foot is higher than 59% of them ($211 against a typical $199), it is bigger than 35% of them (1,682 ft² against a typical 1,974 ft²), its lot is bigger than 7% of them (0.42 ac against a typical 0.88 ac) and it is newer than 30% of them (1994 against a typical 2004). Measured against all of Carteret County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 403 River Oaks Dr, Stella, NC?

The 2025 property tax bill for 403 River Oaks Dr, Stella, NC was $1,268. The county assessed it at $339,167.

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