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Single Family ResidenceResidential
$226,791$100 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

403 S RIVER ST

CLOVERDALE, OH 45827
1 / 1
Baths
2,268 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.66 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$227K
$181K low$273K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,475 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$72,790 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$70,690
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$207,970

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPUTNAM
Lot (acres)The size of the land the home sits on, from county records.0.66
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Continental Local High SchoolB-
Middle · Grades 7–12 · 4.2 mi
E
Continental Local Elementary SchoolB+
Elementary · Grades KG–6 · 4.3 mi

District: Continental Local School District

Neighborhood · ZIP 45827These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.177
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,217
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,997
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,169
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

403 S River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 79% of homes in Putnam County
  • Bigger than 82% of homes in Cloverdale 45827
  • Has a smaller lot than 85% of homes in Cloverdale 45827

What homes are worth in Cloverdale 45827

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$453K

This home is worth more than 53% of homes in Cloverdale 45827.

How it measures up in Cloverdale 45827

The dot is this home. The mark in the middle is the typical home in Cloverdale 45827.

Estimated value$226,791
CheaperTypical $218,065Pricier

Pricier than 53% of homes nearby

Price per ft²$100
CheaperTypical $123Pricier

Pricier than 33% of homes nearby

Living area2,268 ft²
SmallerTypical 1,755 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.66 ac
SmallerTypical 1.53 acBigger

Bigger than 15% of homes nearby

Year built1992
OlderTypical 1993Newer

Newer than 49% of homes nearby

How 403 S River St ranks against every home in each area.
MeasureThis homeCloverdale 45827Putnam County
Estimated valuepricier than$226,79153% of homes47% of homes
Price per ft²pricier than$10033% of homes21% of homes
Living areabigger than2,268 ft²82% of homes81% of homes
Lot sizebigger than0.66 ac15% of homes52% of homes
Year builtnewer than199249% of homes53% of homes

About 403 S River St

How much is 403 S River St, Cloverdale, OH worth?

The TopHap Estimate for 403 S River St, Cloverdale, OH is $226,791 as of Jul 14, 2026. The likely range is $181,054 to $272,528. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 403 S River St, Cloverdale, OH last sell?

403 S River St, Cloverdale, OH last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 403 S River St, Cloverdale, OH?

403 S River St, Cloverdale, OH has 1 bathrooms, 2,268 square feet of living space and a 0.66-acre lot.

When was 403 S River St, Cloverdale, OH built?

403 S River St, Cloverdale, OH was built in 1992, making it 34 years old. The building has 1 story.

What schools serve 403 S River St, Cloverdale, OH?

403 S River St, Cloverdale, OH is assigned to Continental Local High School (middle), rated B-; Continental Local Elementary School (elementary), rated B+. All sit in Continental Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 403 S River St, Cloverdale, OH compare to other homes in Cloverdale 45827?

Among the 905 homes in Cloverdale 45827, it is worth more than 53% of them ($226,791 against a typical $218,065), its price per square foot is higher than 33% of them ($100 against a typical $123), it is bigger than 82% of them (2,268 ft² against a typical 1,755 ft²), its lot is bigger than 15% of them (0.66 ac against a typical 1.53 ac) and it is newer than 49% of them (1992 against a typical 1993). Measured against all of Putnam County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 403 S River St, Cloverdale, OH?

The 2025 property tax bill for 403 S River St, Cloverdale, OH was $2,475. The county assessed it at $72,790.

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Assigned schools

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