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Single Family ResidenceResidential
$112,687$91 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

404 N 2ND ST

CHAMPAIGN, IL 61820
2
Baths
1,242 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1904
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$113K
$96K low$129K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,346 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,440 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,610
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$19,830
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,530
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$64,320

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyChampaign
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Stratton Elementary SchoolD
Elementary · Grades KG–5 · 0.5 mi
M
Edison Middle SchoolB-
Middle · Grades 6–8 · 0.8 mi
H
Central High SchoolC
High · Grades 9–12 · 0.9 mi

District: Champaign Community Unit School District 4

Neighborhood · ZIP 61820These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.38%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.41,375
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,160 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$37,027
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$50,653
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

404 N 2nd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Champaign County
  • Costs less per square foot than 94% of homes in Champaign County
  • Bigger than 70% of homes in Champaign 61820
  • Older than 93% of homes in Champaign County

What homes are worth in Champaign 61820

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$439K

This home is worth more than 25% of homes in Champaign 61820.

How it measures up in Champaign 61820

The dot is this home. The mark in the middle is the typical home in Champaign 61820.

Estimated value$112,687
CheaperTypical $175,237Pricier

Pricier than 25% of homes nearby

Price per ft²$91
CheaperTypical $158Pricier

Pricier than 16% of homes nearby

Living area1,242 ft²
SmallerTypical 1,054 ft²Bigger

Bigger than 70% of homes nearby

Year built1904
OlderTypical 1940Newer

Newer than 21% of homes nearby

How 404 N 2nd St ranks against every home in each area.
MeasureThis homeChampaign 61820Champaign County
Estimated valuepricier than$112,68725% of homes11% of homes
Price per ft²pricier than$9116% of homes6% of homes
Living areabigger than1,242 ft²70% of homes51% of homes
Year builtnewer than190421% of homes7% of homes

About 404 N 2nd St

How much is 404 N 2nd St, Champaign, IL worth?

The TopHap Estimate for 404 N 2nd St, Champaign, IL is $112,687 as of Aug 30, 2026. The likely range is $96,127 to $129,247. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 404 N 2nd St, Champaign, IL?

404 N 2nd St, Champaign, IL has 2 bathrooms and 1,242 square feet of living space.

When was 404 N 2nd St, Champaign, IL built?

404 N 2nd St, Champaign, IL was built in 1904, making it 122 years old. The building has 1 story.

What schools serve 404 N 2nd St, Champaign, IL?

404 N 2nd St, Champaign, IL is assigned to Stratton Elementary School (elementary), rated D; Edison Middle School (middle), rated B-; Central High School (high), rated C. All sit in Champaign Community Unit School District 4. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 404 N 2nd St, Champaign, IL compare to other homes in Champaign 61820?

Among the 4,901 homes in Champaign 61820, it is worth more than 25% of them ($112,687 against a typical $175,237), its price per square foot is higher than 16% of them ($91 against a typical $158), it is bigger than 70% of them (1,242 ft² against a typical 1,054 ft²) and it is newer than 21% of them (1904 against a typical 1940). Measured against all of Champaign County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 404 N 2nd St, Champaign, IL?

The 2024 property tax bill for 404 N 2nd St, Champaign, IL was $1,346. The county assessed it at $21,440.

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