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Single Family ResidenceResidential
$169,174$115 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $175,000 on May 9, 2025

404 RIVER LN

LOVES PARK, IL 61111
3
Beds
1
Baths
1,475 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1926
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$169K
$149K low$190K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$175,000 · May 9, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,968 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$43,018 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,873
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$40,145
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$38,605
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$129,054

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyWINNEBAGO
Lot (acres)The size of the land the home sits on, from county records.0.10
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 320 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Loves Park Elementary SchoolB
Elementary · Grades 1–5 · 0.2 mi
M
Harlem Middle SchoolC
Middle · Grades 6–8 · 1.0 mi
H
Harlem High SchoolC-
High · Grades 9–12 · 3.5 mi

District: Harlem Unit School District 122

Neighborhood · ZIP 61111These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.21,061
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,643 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,793
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,421
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

404 River Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Loves Park 61111
  • Costs less per square foot than 89% of homes in Loves Park 61111
  • Bigger than 69% of homes in Martin Shorwood
  • Among the smallest lots in Martin Shorwood
  • Older than 97% of homes in Loves Park 61111

What homes are worth in Loves Park 61111

Each bar is how many homes fall in that price range. The marker is this home.

This home
$111K$485K

This home is worth more than 23% of homes in Loves Park 61111.

How it measures up in Loves Park 61111

The dot is this home. The mark in the middle is the typical home in Loves Park 61111.

Estimated value$169,174
CheaperTypical $211,991Pricier

Pricier than 23% of homes nearby

Price per ft²$115
CheaperTypical $157Pricier

Pricier than 11% of homes nearby

Living area1,475 ft²
SmallerTypical 1,452 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.1 ac
SmallerTypical 0.27 acBigger

Smaller than almost all homes nearby

Year built1926
OlderTypical 1983Newer

Newer than 3% of homes nearby

How 404 River Ln ranks against every home in each area.
MeasureThis homeMartin ShorwoodLoves Park 61111Winnebago County
Estimated valuepricier than$169,17463% of homes23% of homes33% of homes
Price per ft²pricier than$11523% of homes11% of homes39% of homes
Living areabigger than1,475 ft²69% of homes52% of homes45% of homes
Lot sizebigger than0.1 acalmost no homesalmost no homesalmost no homes
Year builtnewer than192612% of homes3% of homes12% of homes

About 404 River Ln

How much is 404 River Ln, Loves Park, IL worth?

The TopHap Estimate for 404 River Ln, Loves Park, IL is $169,174 as of Sep 24, 2026. The likely range is $148,795 to $189,553. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 404 River Ln, Loves Park, IL last sell?

404 River Ln, Loves Park, IL last sold on May 9, 2025 for $175,000, according to the county's recorded deed.

How big is 404 River Ln, Loves Park, IL?

404 River Ln, Loves Park, IL has 3 bedrooms, 1 bathrooms, 1,475 square feet of living space and a 0.10-acre lot.

When was 404 River Ln, Loves Park, IL built?

404 River Ln, Loves Park, IL was built in 1926, making it 100 years old. It is a bungalow home. The building has 1 story.

What schools serve 404 River Ln, Loves Park, IL?

404 River Ln, Loves Park, IL is assigned to Loves Park Elementary School (elementary), rated B; Harlem Middle School (middle), rated C; Harlem High School (high), rated C-. All sit in Harlem Unit School District 122. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 404 River Ln, Loves Park, IL compare to other homes in Loves Park 61111?

Among the 8,180 homes in Loves Park 61111, it is worth more than 23% of them ($169,174 against a typical $211,991), its price per square foot is higher than 11% of them ($115 against a typical $157), it is bigger than 52% of them (1,475 ft² against a typical 1,452 ft²), its lot is bigger than almost none of them (0.1 ac against a typical 0.27 ac) and it is newer than 3% of them (1926 against a typical 1983). Measured against all of Winnebago County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 404 River Ln, Loves Park, IL?

The 2025 property tax bill for 404 River Ln, Loves Park, IL was $2,968. The county assessed it at $43,018.

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