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Single Family ResidenceResidential
$193,910$149 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $193,500 on Jun 23, 2026

404 ROCK ST SE

HARTSELLE, AL 35640
1
Baths
1,300 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.07 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$194K
$189K low$199K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$193,500 · Jun 23, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$93,910
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$75,128
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
KIAVI FUNDING INC · recorded Apr 8, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$469 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$13,080 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,630
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$11,450
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,080
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$130,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.19
46
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORGAN
Lot (acres)The size of the land the home sits on, from county records.1.07
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hartselle Junior High SchoolA+
Middle · Grades 7–8 · 0.5 mi
H
Hartselle High SchoolA
High · Grades 9–12 · 1.0 mi
E
Crestline Elementary SchoolA+
Elementary · Grades PK–4 · 1.1 mi

District: Hartselle City School District

Neighborhood · ZIP 35640These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.26,516
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.244 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,114
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,316
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

404 Rock St Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Hartselle 35640
  • Smaller than 72% of homes in Hartselle 35640
  • Has a bigger lot than 70% of homes in Morgan County

What homes are worth in Hartselle 35640

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$682K

This home is worth more than 34% of homes in Hartselle 35640.

How it measures up in Hartselle 35640

The dot is this home. The mark in the middle is the typical home in Hartselle 35640.

Estimated value$193,910
CheaperTypical $236,326Pricier

Pricier than 34% of homes nearby

Price per ft²$149
CheaperTypical $149Pricier

Pricier than 51% of homes nearby

Living area1,300 ft²
SmallerTypical 1,596 ft²Bigger

Bigger than 28% of homes nearby

Lot size1.07 ac
SmallerTypical 0.7 acBigger

Bigger than 63% of homes nearby

Year built1986
OlderTypical 1983Newer

Newer than 54% of homes nearby

How 404 Rock St Se ranks against every home in each area.
MeasureThis homeHartselle 35640Morgan County
Estimated valuepricier than$193,91034% of homes40% of homes
Price per ft²pricier than$14951% of homes61% of homes
Living areabigger than1,300 ft²28% of homes29% of homes
Lot sizebigger than1.07 ac63% of homes70% of homes
Year builtnewer than198654% of homes57% of homes

About 404 Rock St Se

How much is 404 Rock St Se, Hartselle, AL worth?

The TopHap Estimate for 404 Rock St Se, Hartselle, AL is $193,910 as of Jul 14, 2026. The likely range is $188,574 to $199,246. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 404 Rock St Se, Hartselle, AL last sell?

404 Rock St Se, Hartselle, AL last sold on Jun 23, 2026 for $193,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 404 Rock St Se, Hartselle, AL?

404 Rock St Se, Hartselle, AL has 1 bathrooms, 1,300 square feet of living space and a 1.07-acre lot.

When was 404 Rock St Se, Hartselle, AL built?

404 Rock St Se, Hartselle, AL was built in 1986, making it 40 years old. The building has 1 story.

What schools serve 404 Rock St Se, Hartselle, AL?

404 Rock St Se, Hartselle, AL is assigned to Hartselle Junior High School (middle), rated A+; Hartselle High School (high), rated A; Crestline Elementary School (elementary), rated A+. All sit in Hartselle City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 404 Rock St Se, Hartselle, AL compare to other homes in Hartselle 35640?

Among the 9,230 homes in Hartselle 35640, it is worth more than 34% of them ($193,910 against a typical $236,326), its price per square foot is higher than 51% of them ($149 against a typical $149), it is bigger than 28% of them (1,300 ft² against a typical 1,596 ft²), its lot is bigger than 63% of them (1.07 ac against a typical 0.7 ac) and it is newer than 54% of them (1986 against a typical 1983). Measured against all of Morgan County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 404 Rock St Se, Hartselle, AL?

The 2025 property tax bill for 404 Rock St Se, Hartselle, AL was $469. The county assessed it at $13,080.

Closest homes

More homes in Hartselle 35640

Assigned schools

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