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Single Family ResidenceResidential
$558,230$310 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $255,000 on Jun 23, 2010

404 SPINNAKER RIDGE DR

MADISON, AL 35758
2 / 1
Baths
1,800 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$558K
$511K low$605K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$255,000 · Jun 23, 2010
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$106,820
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$85,456
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$426,410
MIDTOWN MORTGAGE COMPANY LLC · recorded Mar 6, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
REDSTONE FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,218 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$32,460 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$28,460
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$32,460
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$324,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMadison
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Brick (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Journey Middle SchoolA+
Middle · Grades 6–8 · 2.3 mi
E
Horizon Elementary SchoolA+
Elementary · Grades KG–5 · 2.5 mi
H
Bob Jones High SchoolA-
High · Grades 9–12 · 3.4 mi

District: Madison City School District

Neighborhood · ZIP 35758These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.52,801
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,909 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,656
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$132,650
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

404 Spinnaker Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Madison County
  • Costs more per square foot than 90% of homes in Madison County
  • Smaller than 72% of homes in Edgewater
  • Older than 67% of homes in Madison 35758

What homes are worth in Madison 35758

Each bar is how many homes fall in that price range. The marker is this home.

This home
$160K$972K

This home is worth more than 80% of homes in Madison 35758.

How it measures up in Madison 35758

The dot is this home. The mark in the middle is the typical home in Madison 35758.

Estimated value$558,230
CheaperTypical $379,359Pricier

Pricier than 80% of homes nearby

Price per ft²$310
CheaperTypical $214Pricier

Pricier than 80% of homes nearby

Living area1,800 ft²
SmallerTypical 1,769 ft²Bigger

Bigger than 52% of homes nearby

Year built1990
OlderTypical 1997Newer

Newer than 33% of homes nearby

How 404 Spinnaker Ridge Dr ranks against every home in each area.
MeasureThis homeEdgewaterMadison 35758Madison County
Estimated valuepricier than$558,23073% of homes80% of homes89% of homes
Price per ft²pricier than$31081% of homes80% of homes90% of homes
Living areabigger than1,800 ft²28% of homes52% of homes56% of homes
Year builtnewer than199036% of homes33% of homes46% of homes

About 404 Spinnaker Ridge Dr

How much is 404 Spinnaker Ridge Dr, Madison, AL worth?

The TopHap Estimate for 404 Spinnaker Ridge Dr, Madison, AL is $558,230 as of Jul 14, 2026. The likely range is $511,042 to $605,418. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 404 Spinnaker Ridge Dr, Madison, AL last sell?

404 Spinnaker Ridge Dr, Madison, AL last sold on Jun 23, 2010 for $255,000, according to the county's recorded deed.

How big is 404 Spinnaker Ridge Dr, Madison, AL?

404 Spinnaker Ridge Dr, Madison, AL has 2 bathrooms and 1,800 square feet of living space.

When was 404 Spinnaker Ridge Dr, Madison, AL built?

404 Spinnaker Ridge Dr, Madison, AL was built in 1990, making it 36 years old. The building has 1 story.

What schools serve 404 Spinnaker Ridge Dr, Madison, AL?

404 Spinnaker Ridge Dr, Madison, AL is assigned to Journey Middle School (middle), rated A+; Horizon Elementary School (elementary), rated A+; Bob Jones High School (high), rated A-. All sit in Madison City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 404 Spinnaker Ridge Dr, Madison, AL compare to other homes in Madison 35758?

Among the 15,241 homes in Madison 35758, it is worth more than 80% of them ($558,230 against a typical $379,359), its price per square foot is higher than 80% of them ($310 against a typical $214), it is bigger than 52% of them (1,800 ft² against a typical 1,769 ft²) and it is newer than 33% of them (1990 against a typical 1997). Measured against all of Madison County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 404 Spinnaker Ridge Dr, Madison, AL?

The 2025 property tax bill for 404 Spinnaker Ridge Dr, Madison, AL was $2,218. The county assessed it at $32,460.

Closest homes

More homes in Madison 35758

Assigned schools

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