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Single Family ResidenceResidential
$475,706
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $259,000 on Jul 31, 2020

404 W MAIN ST

SPRUCE, MI 48762
0
Baths
44 ft²
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$476K
$411K low$541K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$259,000 · Jul 31, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,505 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$179,600 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$175,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$359,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
41
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALCONA
Lot (acres)The size of the land the home sits on, from county records.0.00
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Alcona Elementary SchoolD
Elementary · Grades KG–5 · 9.7 mi
M
Alcona High SchoolD+
Middle · Grades 6–12 · 9.9 mi

District: Alcona Community Schools

Neighborhood · ZIP 48762These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.44%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,214
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.23 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,373
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,812
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

404 W Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Alcona County

What homes are worth in Spruce 48762

Each bar is how many homes fall in that price range. The marker is this home.

This home
$84K$779K

This home is worth more than 86% of homes in Spruce 48762.

How it measures up in Spruce 48762

The dot is this home. The mark in the middle is the typical home in Spruce 48762.

Estimated value$475,706
CheaperTypical $234,736Pricier

Pricier than 86% of homes nearby

Lot size44 ft²
SmallerTypical 0.31 acBigger

Bigger than 44% of homes nearby

How 404 W Main St ranks against every home in each area.
MeasureThis homeSpruce 48762Alcona County
Estimated valuepricier than$475,70686% of homes88% of homes
Lot sizebigger than44 ft²44% of homes39% of homes

About 404 W Main St

How much is 404 W Main St, Spruce, MI worth?

The TopHap Estimate for 404 W Main St, Spruce, MI is $475,706 as of Sep 24, 2026. The likely range is $410,574 to $540,838. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 404 W Main St, Spruce, MI last sell?

404 W Main St, Spruce, MI last sold on Jul 31, 2020 for $259,000, according to the county's recorded deed.

What schools serve 404 W Main St, Spruce, MI?

404 W Main St, Spruce, MI is assigned to Alcona Elementary School (elementary), rated D; Alcona High School (middle), rated D+. All sit in Alcona Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 404 W Main St, Spruce, MI compare to other homes in Spruce 48762?

Among the 1,230 homes in Spruce 48762, it is worth more than 86% of them ($475,706 against a typical $234,736) and its lot is bigger than 44% of them (44 ft² against a typical 0.31 ac). Measured against all of Alcona County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 404 W Main St, Spruce, MI?

The 2025 property tax bill for 404 W Main St, Spruce, MI was $5,505. The county assessed it at $179,600.

More homes on W Main St

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Assigned schools

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See this home in context

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