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Single Family ResidenceResidential
$1,491,317$525 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $710,000 on Nov 7, 2008

4040 RUSKIN ST

HOUSTON, TX 77005
4
Beds
3
Baths
2,841 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.5M
$1.4M low$1.5M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$710,000 · Nov 7, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$703,817
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$563,054
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$711,000
TRUIST BANK · recorded Mar 28, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$76,500
WELLS FARGO BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$17,333 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,430,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$767,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$663,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,562,106
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,430,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyHARRIS
Lot (acres)The size of the land the home sits on, from county records.0.14
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Neighborhood
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 24 ft²Outdoor kitchen

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Pershing Middle SchoolB+
Middle · Grades 6–8 · 0.5 mi
E
West University Elementary SchoolA+
Elementary · Grades EE–5 · 0.7 mi
H
Lamar High SchoolB-
High · Grades 9–12 · 2.4 mi

District: Houston Independent School District

Neighborhood · ZIP 77005These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.62
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.28,389
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,522 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$196,089
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$281,359
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4040 Ruskin St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Harris County
  • Costs more per square foot than 98% of homes in Harris County
  • Bigger than 82% of homes in Harris County
  • Has a smaller lot than 72% of homes in Harris County

What homes are worth in Houston 77005

Each bar is how many homes fall in that price range. The marker is this home.

This home
$212K$4.6M

This home is worth more than 40% of homes in Houston 77005.

How it measures up in Houston 77005

The dot is this home. The mark in the middle is the typical home in Houston 77005.

Estimated value$1,491,317
CheaperTypical $1,679,866Pricier

Pricier than 40% of homes nearby

Price per ft²$525
CheaperTypical $518Pricier

Pricier than 53% of homes nearby

Living area2,841 ft²
SmallerTypical 3,364 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.14 ac
SmallerTypical 0.15 acBigger

Bigger than 37% of homes nearby

Year built1997
OlderTypical 1990Newer

Newer than 63% of homes nearby

How 4040 Ruskin St ranks against every home in each area.
MeasureThis homeWest University PlaceHouston 77005Harris County
Estimated valuepricier than$1,491,31734% of homes40% of homes97% of homes
Price per ft²pricier than$52547% of homes53% of homes98% of homes
Living areabigger than2,841 ft²29% of homes34% of homes82% of homes
Lot sizebigger than0.14 ac43% of homes37% of homes28% of homes
Year builtnewer than199764% of homes63% of homes58% of homes

About 4040 Ruskin St

How much is 4040 Ruskin St, Houston, TX worth?

The TopHap Estimate for 4040 Ruskin St, Houston, TX is $1,491,317 as of Jul 14, 2026. The likely range is $1,441,222 to $1,541,413. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4040 Ruskin St, Houston, TX last sell?

4040 Ruskin St, Houston, TX last sold on Nov 7, 2008 for $710,000, according to the county's recorded deed.

How big is 4040 Ruskin St, Houston, TX?

4040 Ruskin St, Houston, TX has 4 bedrooms, 3 bathrooms, 2,841 square feet of living space and a 0.14-acre lot.

When was 4040 Ruskin St, Houston, TX built?

4040 Ruskin St, Houston, TX was built in 1997, making it 29 years old. It is a traditional/old home. The building has 1 story.

What schools serve 4040 Ruskin St, Houston, TX?

4040 Ruskin St, Houston, TX is assigned to Pershing Middle School (middle), rated B+; West University Elementary School (elementary), rated A+; Lamar High School (high), rated B-. All sit in Houston Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4040 Ruskin St, Houston, TX compare to other homes in Houston 77005?

Among the 8,137 homes in Houston 77005, it is worth more than 40% of them ($1,491,317 against a typical $1,679,866), its price per square foot is higher than 53% of them ($525 against a typical $518), it is bigger than 34% of them (2,841 ft² against a typical 3,364 ft²), its lot is bigger than 37% of them (0.14 ac against a typical 0.15 ac) and it is newer than 63% of them (1997 against a typical 1990). Measured against all of Harris County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4040 Ruskin St, Houston, TX?

The 2025 property tax bill for 4040 Ruskin St, Houston, TX was $17,333. The county assessed it at $1,430,500.

More homes on Ruskin St

Closest homes

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Assigned schools

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