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Single Family ResidenceResidential
$523,857$182 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $309,000 on Jul 14, 2020

4040 STEWART RD

OMER, MI 48749
4
Beds
3
Baths
2,880 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
40 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.

Valuation

$524K
$466K low$582K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$309,000 · Jul 14, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,792 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$260,200 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$250,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$520,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyARENAC
Lot (acres)The size of the land the home sits on, from county records.40.00
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Standish-Sterling Central Junior/Senior High SchoolB+
Middle · Grades 7–12 · 3.0 mi
E
Standish-Sterling Central Elementary SchoolB+
Elementary · Grades 1–6 · 3.2 mi

District: Standish-Sterling Community School District

Neighborhood · ZIP 48749These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.0%
PopulationHow many people live in this area.1,254
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,436
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,865
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4040 Stewart Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Omer 48749
  • Costs more per square foot than 84% of homes in Omer 48749
  • Bigger than 98% of homes in Omer 48749
  • Has a bigger lot than 98% of homes in Arenac County
  • Newer than 87% of homes in Arenac County

What homes are worth in Omer 48749

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$383K

This home is worth more than almost all homes in Omer 48749.

How it measures up in Omer 48749

The dot is this home. The mark in the middle is the typical home in Omer 48749.

Estimated value$523,857
CheaperTypical $150,316Pricier

Pricier than almost all homes nearby

Price per ft²$182
CheaperTypical $121Pricier

Pricier than 84% of homes nearby

Living area2,880 ft²
SmallerTypical 1,260 ft²Bigger

Bigger than 98% of homes nearby

Lot size40 ac
SmallerTypical 3.5 acBigger

Bigger than 93% of homes nearby

Year built1998
OlderTypical 1978Newer

Newer than 84% of homes nearby

How 4040 Stewart Rd ranks against every home in each area.
MeasureThis homeOmer 48749Arenac County
Estimated valuepricier than$523,857almost all homes96% of homes
Price per ft²pricier than$18284% of homes68% of homes
Living areabigger than2,880 ft²98% of homes97% of homes
Lot sizebigger than40 ac93% of homes98% of homes
Year builtnewer than199884% of homes87% of homes

About 4040 Stewart Rd

How much is 4040 Stewart Rd, Omer, MI worth?

The TopHap Estimate for 4040 Stewart Rd, Omer, MI is $523,857 as of Sep 24, 2026. The likely range is $466,097 to $581,617. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4040 Stewart Rd, Omer, MI last sell?

4040 Stewart Rd, Omer, MI last sold on Jul 14, 2020 for $309,000, according to the county's recorded deed.

How big is 4040 Stewart Rd, Omer, MI?

4040 Stewart Rd, Omer, MI has 4 bedrooms, 3 bathrooms, 2,880 square feet of living space and a 40.00-acre lot.

When was 4040 Stewart Rd, Omer, MI built?

4040 Stewart Rd, Omer, MI was built in 1998, making it 28 years old.

What schools serve 4040 Stewart Rd, Omer, MI?

4040 Stewart Rd, Omer, MI is assigned to Standish-Sterling Central Junior/Senior High School (middle), rated B+; Standish-Sterling Central Elementary School (elementary), rated B+. All sit in Standish-Sterling Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4040 Stewart Rd, Omer, MI compare to other homes in Omer 48749?

Among the 647 homes in Omer 48749, it is worth more than almost all of them ($523,857 against a typical $150,316), its price per square foot is higher than 84% of them ($182 against a typical $121), it is bigger than 98% of them (2,880 ft² against a typical 1,260 ft²), its lot is bigger than 93% of them (40 ac against a typical 3.5 ac) and it is newer than 84% of them (1998 against a typical 1978). Measured against all of Arenac County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4040 Stewart Rd, Omer, MI?

The 2025 property tax bill for 4040 Stewart Rd, Omer, MI was $5,792. The county assessed it at $260,200.

More homes on Stewart Rd

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Assigned schools

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