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Single Family ResidenceResidential
$668,644$295 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4042 RIVER RD S

AFTON, MN 55001
3
Beds
2
Baths
2,270 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.

Valuation

$669K
$620K low$717K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$448,644
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$358,915
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$220,000
UNITED WHOLESALE MORTGAGE · recorded May 22, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,264 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$826,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$500,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$326,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$104,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$826,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.1.10
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Afton-Lakeland Elementary SchoolA
Elementary · Grades PK–5 · 3.6 mi
M
Oak-Land Middle SchoolB+
Middle · Grades 6–8 · 6.4 mi
H
Stillwater Area High SchoolA+
High · Grades 9–12 · 10.2 mi

District: Stillwater Area Public School District

Neighborhood · ZIP 55001These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.137
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,106
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.119 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$124,949
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$176,024
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4042 River Rd S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Washington County
  • Costs more per square foot than 85% of homes in Washington County
  • Bigger than 77% of homes in Washington County
  • Has a smaller lot than 86% of homes in Afton 55001
  • Older than 92% of homes in Washington County

What homes are worth in Afton 55001

Each bar is how many homes fall in that price range. The marker is this home.

This home
$271K$1.7M

This home is worth more than 72% of homes in Afton 55001.

How it measures up in Afton 55001

The dot is this home. The mark in the middle is the typical home in Afton 55001.

Estimated value$668,644
CheaperTypical $517,517Pricier

Pricier than 72% of homes nearby

Price per ft²$295
CheaperTypical $272Pricier

Pricier than 59% of homes nearby

Living area2,270 ft²
SmallerTypical 1,999 ft²Bigger

Bigger than 62% of homes nearby

Lot size1.1 ac
SmallerTypical 5 acBigger

Bigger than 14% of homes nearby

Year built1954
OlderTypical 1976Newer

Newer than 15% of homes nearby

How 4042 River Rd S ranks against every home in each area.
MeasureThis homeAfton 55001Washington County
Estimated valuepricier than$668,64472% of homes92% of homes
Price per ft²pricier than$29559% of homes85% of homes
Living areabigger than2,270 ft²62% of homes77% of homes
Lot sizebigger than1.1 ac14% of homes83% of homes
Year builtnewer than195415% of homes8% of homes

About 4042 River Rd S

How much is 4042 River Rd S, Afton, MN worth?

The TopHap Estimate for 4042 River Rd S, Afton, MN is $668,644 as of Jul 14, 2026. The likely range is $620,029 to $717,259. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4042 River Rd S, Afton, MN last sell?

4042 River Rd S, Afton, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4042 River Rd S, Afton, MN?

4042 River Rd S, Afton, MN has 3 bedrooms, 2 bathrooms, 2,270 square feet of living space and a 1.10-acre lot.

When was 4042 River Rd S, Afton, MN built?

4042 River Rd S, Afton, MN was built in 1954, making it 72 years old. It is a split foyer home.

What schools serve 4042 River Rd S, Afton, MN?

4042 River Rd S, Afton, MN is assigned to Afton-Lakeland Elementary School (elementary), rated A; Oak-Land Middle School (middle), rated B+; Stillwater Area High School (high), rated A+. All sit in Stillwater Area Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4042 River Rd S, Afton, MN compare to other homes in Afton 55001?

Among the 1,277 homes in Afton 55001, it is worth more than 72% of them ($668,644 against a typical $517,517), its price per square foot is higher than 59% of them ($295 against a typical $272), it is bigger than 62% of them (2,270 ft² against a typical 1,999 ft²), its lot is bigger than 14% of them (1.1 ac against a typical 5 ac) and it is newer than 15% of them (1954 against a typical 1976). Measured against all of Washington County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4042 River Rd S, Afton, MN?

The 2026 property tax bill for 4042 River Rd S, Afton, MN was $8,264. The county assessed it at $826,200.

Closest homes

More homes in Afton 55001

Assigned schools

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