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Single Family ResidenceResidential
$85,890$84 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $38,500 on Mar 7, 2018

405 COMMERCIAL ST

UNION, IA 50258
3
Beds
1
Baths
1,020 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$86K
$63K low$109K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$38,500 · Mar 7, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$626 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$62,750 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,320
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$60,430
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$49,070
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$62,750

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHardin
Lot (acres)The size of the land the home sits on, from county records.0.18
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Bcluw Middle SchoolA
Middle · Grades 5–8 · 0.2 mi
E
Bcluw Elementary SchoolA+
Elementary · Grades PK–4 · 10.0 mi
H
Bcluw High SchoolB
High · Grades 9–12 · 10.2 mi

District: Bcluw Community School District

Neighborhood · ZIP 50258These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.839
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.16 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,112
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,291
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Commercial St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Hardin County
  • Costs more per square foot than 73% of homes in Union 50258
  • Smaller than 83% of homes in Hardin County
  • Has a smaller lot than 96% of homes in Union 50258
  • Newer than 65% of homes in Hardin County

What homes are worth in Union 50258

Each bar is how many homes fall in that price range. The marker is this home.

This home
$24K$263K

This home is worth more than 51% of homes in Union 50258.

How it measures up in Union 50258

The dot is this home. The mark in the middle is the typical home in Union 50258.

Estimated value$85,890
CheaperTypical $85,743Pricier

Pricier than 51% of homes nearby

Price per ft²$84
CheaperTypical $58Pricier

Pricier than 73% of homes nearby

Living area1,020 ft²
SmallerTypical 1,372 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.18 ac
SmallerTypical 0.45 acBigger

Bigger than 4% of homes nearby

Year built1960
OlderTypical 1947Newer

Newer than 56% of homes nearby

How 405 Commercial St ranks against every home in each area.
MeasureThis homeUnion 50258Hardin County
Estimated valuepricier than$85,89051% of homes30% of homes
Price per ft²pricier than$8473% of homes51% of homes
Living areabigger than1,020 ft²18% of homes17% of homes
Lot sizebigger than0.18 ac4% of homes16% of homes
Year builtnewer than196056% of homes65% of homes

About 405 Commercial St

How much is 405 Commercial St, Union, IA worth?

The TopHap Estimate for 405 Commercial St, Union, IA is $85,890 as of Aug 30, 2026. The likely range is $63,185 to $108,595. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 Commercial St, Union, IA last sell?

405 Commercial St, Union, IA last sold on Mar 7, 2018 for $38,500, according to the county's recorded deed.

How big is 405 Commercial St, Union, IA?

405 Commercial St, Union, IA has 3 bedrooms, 1 bathrooms, 1,020 square feet of living space and a 0.18-acre lot.

When was 405 Commercial St, Union, IA built?

405 Commercial St, Union, IA was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 405 Commercial St, Union, IA?

405 Commercial St, Union, IA is assigned to Bcluw Middle School (middle), rated A; Bcluw Elementary School (elementary), rated A+; Bcluw High School (high), rated B. All sit in Bcluw Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Commercial St, Union, IA compare to other homes in Union 50258?

Among the 392 homes in Union 50258, it is worth more than 51% of them ($85,890 against a typical $85,743), its price per square foot is higher than 73% of them ($84 against a typical $58), it is bigger than 18% of them (1,020 ft² against a typical 1,372 ft²), its lot is bigger than 4% of them (0.18 ac against a typical 0.45 ac) and it is newer than 56% of them (1960 against a typical 1947). Measured against all of Hardin County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Commercial St, Union, IA?

The 2024 property tax bill for 405 Commercial St, Union, IA was $626. The county assessed it at $62,750.

More homes on Commercial St

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Assigned schools

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