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Single Family ResidentialResidential
$155,600$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

405 E 5TH ST

SPENCER, SD 57374
2
Beds
1
Baths
936 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$156K
$145K low$166K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,335 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$101,170 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,070
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$100,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$80,170
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$101,170

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyMCCOOK
Lot (acres)The size of the land the home sits on, from county records.0.25
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 80 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Goldenview Colony School - 04C-
Elementary · Grades KG–8 · 7.8 mi
H
McCook Central High School - 01B
High · Grades 9–12 · 10.2 mi

District: McCook Central School District 43-7

Neighborhood · ZIP 57374These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.432
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,973
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,223
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 E 5th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Spencer 57374
  • Smaller than 89% of homes in McCook County
  • Has a smaller lot than 86% of homes in Spencer 57374

What homes are worth in Spencer 57374

Each bar is how many homes fall in that price range. The marker is this home.

This home
$119K$764K

This home is worth more than 14% of homes in Spencer 57374.

How it measures up in Spencer 57374

The dot is this home. The mark in the middle is the typical home in Spencer 57374.

Estimated value$155,600
CheaperTypical $270,767Pricier

Pricier than 14% of homes nearby

Price per ft²$166
CheaperTypical $168Pricier

Pricier than 48% of homes nearby

Living area936 ft²
SmallerTypical 1,527 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.25 ac
SmallerTypical 1.25 acBigger

Bigger than 14% of homes nearby

Year built1955
OlderTypical 1964Newer

Newer than 48% of homes nearby

How 405 E 5th St ranks against every home in each area.
MeasureThis homeSpencer 57374McCook County
Estimated valuepricier than$155,60014% of homes18% of homes
Price per ft²pricier than$16648% of homes55% of homes
Living areabigger than936 ft²13% of homes11% of homes
Lot sizebigger than0.25 ac14% of homes22% of homes
Year builtnewer than195548% of homes45% of homes

About 405 E 5th St

How much is 405 E 5th St, Spencer, SD worth?

The TopHap Estimate for 405 E 5th St, Spencer, SD is $155,600 as of Sep 24, 2026. The likely range is $145,231 to $165,969. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 E 5th St, Spencer, SD last sell?

405 E 5th St, Spencer, SD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 405 E 5th St, Spencer, SD?

405 E 5th St, Spencer, SD has 2 bedrooms, 1 bathrooms, 936 square feet of living space and a 0.25-acre lot.

When was 405 E 5th St, Spencer, SD built?

405 E 5th St, Spencer, SD was built in 1955, making it 71 years old. The building has 1 story.

What schools serve 405 E 5th St, Spencer, SD?

405 E 5th St, Spencer, SD is assigned to Goldenview Colony School - 04 (elementary), rated C-; McCook Central High School - 01 (high), rated B. All sit in McCook Central School District 43-7. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 E 5th St, Spencer, SD compare to other homes in Spencer 57374?

Among the 176 homes in Spencer 57374, it is worth more than 14% of them ($155,600 against a typical $270,767), its price per square foot is higher than 48% of them ($166 against a typical $168), it is bigger than 13% of them (936 ft² against a typical 1,527 ft²), its lot is bigger than 14% of them (0.25 ac against a typical 1.25 ac) and it is newer than 48% of them (1955 against a typical 1964). Measured against all of McCook County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 E 5th St, Spencer, SD?

The 2025 property tax bill for 405 E 5th St, Spencer, SD was $2,335. The county assessed it at $101,170.

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