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Single Family ResidenceResidential
$116,040
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

405 E CENTRAL ST

FARMINGTON, IL 61531
0
Baths
0.59 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$116K
$110K low$122K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$633 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,670 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,870
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,770
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$20,029

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
59
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.23 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFULTON
Lot (acres)The size of the land the home sits on, from county records.0.59
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Farmington Central Junior High SchoolB
Middle · Grades 6–8 · 0.8 mi
H
Farmington Central High SchoolB-
High · Grades 9–12 · 0.8 mi
E
Farmington Central Elementary SchoolC
Elementary · Grades PK–5 · 0.8 mi

District: Farmington Central Community Unit School District 265

Neighborhood · ZIP 61531These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.3,492
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.59 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,771
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,870
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 E Central St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 75% of homes in Farmington 61531

What homes are worth in Farmington 61531

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$354K

This home is worth more than 49% of homes in Farmington 61531.

How it measures up in Farmington 61531

The dot is this home. The mark in the middle is the typical home in Farmington 61531.

Estimated value$116,040
CheaperTypical $116,936Pricier

Pricier than 49% of homes nearby

Lot size0.59 ac
SmallerTypical 0.29 acBigger

Bigger than 75% of homes nearby

How 405 E Central St ranks against every home in each area.
MeasureThis homeFarmington 61531Fulton County
Estimated valuepricier than$116,04049% of homes61% of homes
Lot sizebigger than0.59 ac75% of homes75% of homes

About 405 E Central St

How much is 405 E Central St, Farmington, IL worth?

The TopHap Estimate for 405 E Central St, Farmington, IL is $116,040 as of Aug 30, 2026. The likely range is $109,908 to $122,172. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 E Central St, Farmington, IL last sell?

405 E Central St, Farmington, IL last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 405 E Central St, Farmington, IL?

405 E Central St, Farmington, IL is assigned to Farmington Central Junior High School (middle), rated B; Farmington Central High School (high), rated B-; Farmington Central Elementary School (elementary), rated C. All sit in Farmington Central Community Unit School District 265. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 E Central St, Farmington, IL compare to other homes in Farmington 61531?

Among the 1,268 homes in Farmington 61531, it is worth more than 49% of them ($116,040 against a typical $116,936) and its lot is bigger than 75% of them (0.59 ac against a typical 0.29 ac). Measured against all of Fulton County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 E Central St, Farmington, IL?

The 2025 property tax bill for 405 E Central St, Farmington, IL was $633. The county assessed it at $6,670.

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