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Single Family ResidenceResidential
$194,783$193 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

405 E SUMMIT ST

NORMAL, IL 61761
4
Beds
1
Baths
1,008 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$195K
$180K low$210K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,363 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$54,295 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,191
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$41,104
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$54,295
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$162,885

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
46
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcLean
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 412 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fairview Elementary SchoolB
Elementary · Grades KG–5 · 0.7 mi
M
Chiddix Junior High SchoolB
Middle · Grades 6–8 · 1.0 mi
H
Normal Community High SchoolC-
High · Grades 9–12 · 3.5 mi

District: McLean County Unit School District 5

Neighborhood · ZIP 61761These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.52,083
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,572 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,226
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,005
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 E Summit St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Normal 61761
  • Costs more per square foot than 75% of homes in Normal 61761
  • Smaller than 89% of homes in Normal 61761
  • Older than 74% of homes in Normal 61761

What homes are worth in Normal 61761

Each bar is how many homes fall in that price range. The marker is this home.

This home
$118K$502K

This home is worth more than 20% of homes in Normal 61761.

How it measures up in Normal 61761

The dot is this home. The mark in the middle is the typical home in Normal 61761.

Estimated value$194,783
CheaperTypical $255,096Pricier

Pricier than 20% of homes nearby

Price per ft²$193
CheaperTypical $166Pricier

Pricier than 75% of homes nearby

Living area1,008 ft²
SmallerTypical 1,495 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.19 ac
SmallerTypical 0.2 acBigger

Bigger than 45% of homes nearby

Year built1965
OlderTypical 1979Newer

Newer than 26% of homes nearby

How 405 E Summit St ranks against every home in each area.
MeasureThis homeNormal 61761McLean County
Estimated valuepricier than$194,78320% of homes31% of homes
Price per ft²pricier than$19375% of homes75% of homes
Living areabigger than1,008 ft²11% of homes15% of homes
Lot sizebigger than0.19 ac45% of homes38% of homes
Year builtnewer than196526% of homes36% of homes

About 405 E Summit St

How much is 405 E Summit St, Normal, IL worth?

The TopHap Estimate for 405 E Summit St, Normal, IL is $194,783 as of Aug 30, 2026. The likely range is $179,903 to $209,663. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 405 E Summit St, Normal, IL?

405 E Summit St, Normal, IL has 4 bedrooms, 1 bathrooms and 1,008 square feet of living space.

When was 405 E Summit St, Normal, IL built?

405 E Summit St, Normal, IL was built in 1965, making it 61 years old. The building has 1 story.

What schools serve 405 E Summit St, Normal, IL?

405 E Summit St, Normal, IL is assigned to Fairview Elementary School (elementary), rated B; Chiddix Junior High School (middle), rated B; Normal Community High School (high), rated C-. All sit in McLean County Unit School District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 E Summit St, Normal, IL compare to other homes in Normal 61761?

Among the 12,953 homes in Normal 61761, it is worth more than 20% of them ($194,783 against a typical $255,096), its price per square foot is higher than 75% of them ($193 against a typical $166), it is bigger than 11% of them (1,008 ft² against a typical 1,495 ft²), its lot is bigger than 45% of them (0.19 ac against a typical 0.2 ac) and it is newer than 26% of them (1965 against a typical 1979). Measured against all of McLean County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 E Summit St, Normal, IL?

The 2025 property tax bill for 405 E Summit St, Normal, IL was $3,363. The county assessed it at $54,295.

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