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Residential (General/Single)Residential
$28,477
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $16,000 on Feb 26, 2020

405 ELM ST

CONCORD, IL 62631
0
Baths
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$28K
$27K low$30K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$16,000 · Feb 26, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$727 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,340
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$8,860
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,190
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$30,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyMORGAN
Lot (acres)The size of the land the home sits on, from county records.0.44
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Triopia Jr-Sr High SchoolC+
Middle · Grades 7–12 · 1.6 mi
E
Triopia Grade SchoolB+
Elementary · Grades PK–6 · 1.6 mi

District: Triopia Community Unit School District 27

Neighborhood · ZIP 62631These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.62
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.140
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,982
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,402
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Concord 62631
  • Has a smaller lot than 66% of homes in Concord 62631

What homes are worth in Concord 62631

Each bar is how many homes fall in that price range. The marker is this home.

This home
$31K$375K

This home is worth less than almost all homes in Concord 62631.

How it measures up in Concord 62631

The dot is this home. The mark in the middle is the typical home in Concord 62631.

Estimated value$28,477
CheaperTypical $109,025Pricier

Cheaper than almost all homes nearby

Lot size0.44 ac
SmallerTypical 0.55 acBigger

Bigger than 34% of homes nearby

How 405 Elm St ranks against every home in each area.
MeasureThis homeConcord 62631Morgan County
Estimated valuepricier than$28,477almost no homes3% of homes
Lot sizebigger than0.44 ac34% of homes62% of homes

About 405 Elm St

How much is 405 Elm St, Concord, IL worth?

The TopHap Estimate for 405 Elm St, Concord, IL is $28,477 as of Aug 30, 2026. The likely range is $27,158 to $29,796. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 Elm St, Concord, IL last sell?

405 Elm St, Concord, IL last sold on Feb 26, 2020 for $16,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

What schools serve 405 Elm St, Concord, IL?

405 Elm St, Concord, IL is assigned to Triopia Jr-Sr High School (middle), rated C+; Triopia Grade School (elementary), rated B+. All sit in Triopia Community Unit School District 27. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Elm St, Concord, IL compare to other homes in Concord 62631?

Among the 123 homes in Concord 62631, it is worth more than almost none of them ($28,477 against a typical $109,025) and its lot is bigger than 34% of them (0.44 ac against a typical 0.55 ac). Measured against all of Morgan County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Elm St, Concord, IL?

The 2025 property tax bill for 405 Elm St, Concord, IL was $727. The county assessed it at $10,200.

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Assigned schools

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