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Single Family ResidenceResidential
$192,274$108 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $180,000 on Sep 6, 2023

405 ELM ST

PENFIELD, IL 61862
2
Baths
1,784 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1966
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$192K
$175K low$210K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$180,000 · Sep 6, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,239 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$50,600 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,190
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$42,410
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$47,460
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$151,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.156 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyChampaign
ConstructionThe main material the home's frame and walls are built from.Wood Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 64 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Armstrong Township High SchoolD
High · Grades 9–12 · 3.4 mi
E
Gifford Grade SchoolA
Elementary · Grades KG–8 · 4.1 mi

District: Armstrong Township High School District 225

Neighborhood · ZIP 61862These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.590
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,749
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,174
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 88% of homes in Champaign County
  • Bigger than 85% of homes in Champaign County

What homes are worth in Penfield 61862

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$614K

This home is worth more than 54% of homes in Penfield 61862.

How it measures up in Penfield 61862

The dot is this home. The mark in the middle is the typical home in Penfield 61862.

Estimated value$192,274
CheaperTypical $174,819Pricier

Pricier than 54% of homes nearby

Price per ft²$108
CheaperTypical $125Pricier

Pricier than 41% of homes nearby

Living area1,784 ft²
SmallerTypical 1,325 ft²Bigger

Bigger than 77% of homes nearby

Year built1966
OlderTypical 1958Newer

Newer than 57% of homes nearby

How 405 Elm St ranks against every home in each area.
MeasureThis homePenfield 61862Champaign County
Estimated valuepricier than$192,27454% of homes38% of homes
Price per ft²pricier than$10841% of homes12% of homes
Living areabigger than1,784 ft²77% of homes85% of homes
Year builtnewer than196657% of homes56% of homes

About 405 Elm St

How much is 405 Elm St, Penfield, IL worth?

The TopHap Estimate for 405 Elm St, Penfield, IL is $192,274 as of Aug 30, 2026. The likely range is $174,789 to $209,759. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 Elm St, Penfield, IL last sell?

405 Elm St, Penfield, IL last sold on Sep 6, 2023 for $180,000, according to the county's recorded deed.

How big is 405 Elm St, Penfield, IL?

405 Elm St, Penfield, IL has 2 bathrooms and 1,784 square feet of living space.

When was 405 Elm St, Penfield, IL built?

405 Elm St, Penfield, IL was built in 1966, making it 60 years old. It is a a-frame home. The building has 1 story.

What schools serve 405 Elm St, Penfield, IL?

405 Elm St, Penfield, IL is assigned to Armstrong Township High School (high), rated D; Gifford Grade School (elementary), rated A. All sit in Armstrong Township High School District 225. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Elm St, Penfield, IL compare to other homes in Penfield 61862?

Among the 210 homes in Penfield 61862, it is worth more than 54% of them ($192,274 against a typical $174,819), its price per square foot is higher than 41% of them ($108 against a typical $125), it is bigger than 77% of them (1,784 ft² against a typical 1,325 ft²) and it is newer than 57% of them (1966 against a typical 1958). Measured against all of Champaign County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Elm St, Penfield, IL?

The 2024 property tax bill for 405 Elm St, Penfield, IL was $3,239. The county assessed it at $50,600.

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