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Single Family ResidenceResidential
$108,494$131 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

405 FERN DR

BELLEVILLE, IL 62223
2
Baths
828 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$108K
$93K low$124K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,144 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$31,750 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,805
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$26,945
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$31,094
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$95,250

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. CLAIR
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 64 ft²Porch · 264 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ellis Elementary SchoolC+
Elementary · Grades PK–3 · 0.6 mi
M
Emge Junior High SchoolB+
Middle · Grades 7–8 · 1.3 mi

District: Harmony Emge School District 175

Neighborhood · ZIP 62223These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.161

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.16,698
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.660 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,975
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,011
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Fern Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Belleville 62223
  • Smaller than 91% of homes in Belleville 62223
  • Older than 66% of homes in Belleville 62223

What homes are worth in Belleville 62223

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$536K

This home is worth more than 15% of homes in Belleville 62223.

How it measures up in Belleville 62223

The dot is this home. The mark in the middle is the typical home in Belleville 62223.

Estimated value$108,494
CheaperTypical $172,829Pricier

Pricier than 15% of homes nearby

Price per ft²$131
CheaperTypical $138Pricier

Pricier than 44% of homes nearby

Living area828 ft²
SmallerTypical 1,240 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.25 ac
SmallerTypical 0.3 acBigger

Bigger than 38% of homes nearby

Year built1954
OlderTypical 1959Newer

Newer than 34% of homes nearby

How 405 Fern Dr ranks against every home in each area.
MeasureThis homeBelleville 62223St. Clair County
Estimated valuepricier than$108,49415% of homes27% of homes
Price per ft²pricier than$13144% of homes41% of homes
Living areabigger than828 ft²9% of homes13% of homes
Lot sizebigger than0.25 ac38% of homes53% of homes
Year builtnewer than195434% of homes34% of homes

About 405 Fern Dr

How much is 405 Fern Dr, Belleville, IL worth?

The TopHap Estimate for 405 Fern Dr, Belleville, IL is $108,494 as of Sep 24, 2026. The likely range is $93,124 to $123,864. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 Fern Dr, Belleville, IL last sell?

405 Fern Dr, Belleville, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 405 Fern Dr, Belleville, IL?

405 Fern Dr, Belleville, IL has 2 bathrooms, 828 square feet of living space and a 0.25-acre lot.

When was 405 Fern Dr, Belleville, IL built?

405 Fern Dr, Belleville, IL was built in 1954, making it 72 years old. The building has 1 story.

What schools serve 405 Fern Dr, Belleville, IL?

405 Fern Dr, Belleville, IL is assigned to Ellis Elementary School (elementary), rated C+; Emge Junior High School (middle), rated B+. All sit in Harmony Emge School District 175. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Fern Dr, Belleville, IL compare to other homes in Belleville 62223?

Among the 6,684 homes in Belleville 62223, it is worth more than 15% of them ($108,494 against a typical $172,829), its price per square foot is higher than 44% of them ($131 against a typical $138), it is bigger than 9% of them (828 ft² against a typical 1,240 ft²), its lot is bigger than 38% of them (0.25 ac against a typical 0.3 ac) and it is newer than 34% of them (1954 against a typical 1959). Measured against all of St. Clair County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Fern Dr, Belleville, IL?

The 2025 property tax bill for 405 Fern Dr, Belleville, IL was $2,144. The county assessed it at $31,750.

More homes on Fern Dr

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Assigned schools

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