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Single Family ResidenceResidential
$306,212$340 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

405 LARCH ST

ELK RIVER, ID 83827
2
Beds
2
Baths
900 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$306K
$288K low$324K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$135,212
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$108,170
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$171,000
TWIN RIVER BANK · recorded Nov 17, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,104 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$155,127 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,467
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$127,660
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$155,127
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$155,127

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClearwater
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bovill Elementary School
Elementary · Grades PK–3 · 11.3 mi
M
Deary SchoolA-
Middle · Grades 4–12 · 18.0 mi

District: Whitepine Joint School District 288

Neighborhood · ZIP 83827These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.177
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.49%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.4%
PopulationHow many people live in this area.47
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,060
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,337
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Larch St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Clearwater County
  • Costs more per square foot than 79% of homes in Elk River 83827
  • Smaller than 86% of homes in Clearwater County
  • Has a smaller lot than 89% of homes in Clearwater County
  • Newer than 74% of homes in Elk River 83827

What homes are worth in Elk River 83827

Each bar is how many homes fall in that price range. The marker is this home.

This home
$146K$1.1M

This home is worth more than 42% of homes in Elk River 83827.

How it measures up in Elk River 83827

The dot is this home. The mark in the middle is the typical home in Elk River 83827.

Estimated value$306,212
CheaperTypical $338,051Pricier

Pricier than 42% of homes nearby

Price per ft²$340
CheaperTypical $263Pricier

Pricier than 79% of homes nearby

Living area900 ft²
SmallerTypical 1,204 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.17 ac
SmallerTypical 0.26 acBigger

Bigger than 12% of homes nearby

Year built1995
OlderTypical 1954Newer

Newer than 74% of homes nearby

How 405 Larch St ranks against every home in each area.
MeasureThis homeElk River 83827Clearwater County
Estimated valuepricier than$306,21242% of homes35% of homes
Price per ft²pricier than$34079% of homes78% of homes
Living areabigger than900 ft²29% of homes14% of homes
Lot sizebigger than0.17 ac12% of homes11% of homes
Year builtnewer than199574% of homes74% of homes

About 405 Larch St

How much is 405 Larch St, Elk River, ID worth?

The TopHap Estimate for 405 Larch St, Elk River, ID is $306,212 as of Jul 14, 2026. The likely range is $288,019 to $324,405. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 Larch St, Elk River, ID last sell?

405 Larch St, Elk River, ID last sold on Nov 17, 2021, according to the county's recorded deed.

How big is 405 Larch St, Elk River, ID?

405 Larch St, Elk River, ID has 2 bedrooms, 2 bathrooms, 900 square feet of living space and a 0.17-acre lot.

When was 405 Larch St, Elk River, ID built?

405 Larch St, Elk River, ID was built in 1995, making it 31 years old. The building has 1 story.

What schools serve 405 Larch St, Elk River, ID?

405 Larch St, Elk River, ID is assigned to Bovill Elementary School (elementary); Deary School (middle), rated A-. All sit in Whitepine Joint School District 288. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Larch St, Elk River, ID compare to other homes in Elk River 83827?

Among the 208 homes in Elk River 83827, it is worth more than 42% of them ($306,212 against a typical $338,051), its price per square foot is higher than 79% of them ($340 against a typical $263), it is bigger than 29% of them (900 ft² against a typical 1,204 ft²), its lot is bigger than 12% of them (0.17 ac against a typical 0.26 ac) and it is newer than 74% of them (1995 against a typical 1954). Measured against all of Clearwater County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Larch St, Elk River, ID?

The 2025 property tax bill for 405 Larch St, Elk River, ID was $2,104. The county assessed it at $155,127.

Closest homes

More homes in Elk River 83827

Assigned schools

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