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Single Family ResidenceResidential
$225,196$107 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $220,500 on Jun 16, 2026

405 LOCUST ST

MONTROSE, IA 52639
4
Beds
2.5
Baths
2,100 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.96 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$225K
$211K low$240K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$220,500 · Jun 16, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,282 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$217,950 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$198,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$189,770
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$217,950

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.67 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLEE
Lot (acres)The size of the land the home sits on, from county records.2.96
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Central Lee Middle SchoolA-
Middle · Grades 5–8 · 6.3 mi
E
Central Lee Elementary SchoolC-
Elementary · Grades PK–4 · 6.3 mi
H
Central Lee High SchoolA-
High · Grades 9–12 · 6.5 mi

District: Central Lee Community School District

Neighborhood · ZIP 52639These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,897
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,119
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,191
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Locust St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Lee County
  • Bigger than 90% of homes in Montrose 52639
  • Has a bigger lot than 82% of homes in Lee County
  • Newer than 95% of homes in Lee County

What homes are worth in Montrose 52639

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$500K

This home is worth more than 76% of homes in Montrose 52639.

How it measures up in Montrose 52639

The dot is this home. The mark in the middle is the typical home in Montrose 52639.

Estimated value$225,196
CheaperTypical $157,599Pricier

Pricier than 76% of homes nearby

Price per ft²$107
CheaperTypical $118Pricier

Pricier than 38% of homes nearby

Living area2,100 ft²
SmallerTypical 1,318 ft²Bigger

Bigger than 90% of homes nearby

Lot size2.96 ac
SmallerTypical 0.88 acBigger

Bigger than 69% of homes nearby

Year built2010
OlderTypical 1974Newer

Newer than 93% of homes nearby

How 405 Locust St ranks against every home in each area.
MeasureThis homeMontrose 52639Lee County
Estimated valuepricier than$225,19676% of homes80% of homes
Price per ft²pricier than$10738% of homes57% of homes
Living areabigger than2,100 ft²90% of homes85% of homes
Lot sizebigger than2.96 ac69% of homes82% of homes
Year builtnewer than201093% of homes95% of homes

About 405 Locust St

How much is 405 Locust St, Montrose, IA worth?

The TopHap Estimate for 405 Locust St, Montrose, IA is $225,196 as of Aug 30, 2026. The likely range is $210,573 to $239,819. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 Locust St, Montrose, IA last sell?

405 Locust St, Montrose, IA last sold on Jun 16, 2026 for $220,500, according to the county's recorded deed.

How big is 405 Locust St, Montrose, IA?

405 Locust St, Montrose, IA has 4 bedrooms, 2.5 bathrooms, 2,100 square feet of living space and a 2.96-acre lot.

When was 405 Locust St, Montrose, IA built?

405 Locust St, Montrose, IA was built in 2010, making it 16 years old. The building has 1 story.

What schools serve 405 Locust St, Montrose, IA?

405 Locust St, Montrose, IA is assigned to Central Lee Middle School (middle), rated A-; Central Lee Elementary School (elementary), rated C-; Central Lee High School (high), rated A-. All sit in Central Lee Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Locust St, Montrose, IA compare to other homes in Montrose 52639?

Among the 871 homes in Montrose 52639, it is worth more than 76% of them ($225,196 against a typical $157,599), its price per square foot is higher than 38% of them ($107 against a typical $118), it is bigger than 90% of them (2,100 ft² against a typical 1,318 ft²), its lot is bigger than 69% of them (2.96 ac against a typical 0.88 ac) and it is newer than 93% of them (2010 against a typical 1974). Measured against all of Lee County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Locust St, Montrose, IA?

The 2025 property tax bill for 405 Locust St, Montrose, IA was $3,282. The county assessed it at $217,950.

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