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Single Family ResidenceResidential
$144,533$199 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

405 LOCUST ST

SAINT LIBORY, NE 68872
2
Beds
2
Baths
728 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.89 ac
Lot SizeThe size of the land the home sits on, from county records.
1915
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$145K
$117K low$172K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$451 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$93,539 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,692
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,847
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$82,069
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$93,539

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHoward
Lot (acres)The size of the land the home sits on, from county records.0.89
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 60 ft²ShedPorch · 98 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
St. Libory Elementary SchoolB+
Elementary · Grades KG–8 · 0.9 mi
H
Northwest High SchoolB+
High · Grades 9–12 · 9.2 mi

District: Northwest Public Schools

Neighborhood · ZIP 68872These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.39
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.689
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,427
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,860
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.26 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.65%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Locust St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Saint Libory 68872
  • Among the smallest homes in Saint Libory 68872
  • Has a smaller lot than 74% of homes in Saint Libory 68872
  • Older than 85% of homes in Saint Libory 68872

What homes are worth in Saint Libory 68872

Each bar is how many homes fall in that price range. The marker is this home.

This home
$114K$830K

This home is worth more than 5% of homes in Saint Libory 68872.

How it measures up in Saint Libory 68872

The dot is this home. The mark in the middle is the typical home in Saint Libory 68872.

Estimated value$144,533
CheaperTypical $319,217Pricier

Pricier than 5% of homes nearby

Price per ft²$199
CheaperTypical $216Pricier

Pricier than 40% of homes nearby

Living area728 ft²
SmallerTypical 1,560 ft²Bigger

Smaller than almost all homes nearby

Lot size0.89 ac
SmallerTypical 4.58 acBigger

Bigger than 26% of homes nearby

Year built1915
OlderTypical 1972Newer

Newer than 15% of homes nearby

How 405 Locust St ranks against every home in each area.
MeasureThis homeSaint Libory 68872Howard County
Estimated valuepricier than$144,5335% of homes25% of homes
Price per ft²pricier than$19940% of homes62% of homes
Living areabigger than728 ft²almost no homes2% of homes
Lot sizebigger than0.89 ac26% of homes50% of homes
Year builtnewer than191515% of homes24% of homes

About 405 Locust St

How much is 405 Locust St, Saint Libory, NE worth?

The TopHap Estimate for 405 Locust St, Saint Libory, NE is $144,533 as of Aug 30, 2026. The likely range is $116,662 to $172,404. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 Locust St, Saint Libory, NE last sell?

405 Locust St, Saint Libory, NE last sold on Jun 21, 2010, according to the county's recorded deed.

How big is 405 Locust St, Saint Libory, NE?

405 Locust St, Saint Libory, NE has 2 bedrooms, 2 bathrooms, 728 square feet of living space and a 0.89-acre lot.

When was 405 Locust St, Saint Libory, NE built?

405 Locust St, Saint Libory, NE was built in 1915, making it 111 years old. The building has 1 story.

What schools serve 405 Locust St, Saint Libory, NE?

405 Locust St, Saint Libory, NE is assigned to St. Libory Elementary School (elementary), rated B+; Northwest High School (high), rated B+. All sit in Northwest Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Locust St, Saint Libory, NE compare to other homes in Saint Libory 68872?

Among the 396 homes in Saint Libory 68872, it is worth more than 5% of them ($144,533 against a typical $319,217), its price per square foot is higher than 40% of them ($199 against a typical $216), it is bigger than almost none of them (728 ft² against a typical 1,560 ft²), its lot is bigger than 26% of them (0.89 ac against a typical 4.58 ac) and it is newer than 15% of them (1915 against a typical 1972). Measured against all of Howard County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Locust St, Saint Libory, NE?

The 2025 property tax bill for 405 Locust St, Saint Libory, NE was $451. The county assessed it at $93,539.

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