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Single Family ResidenceResidential
$159,954$139 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 61How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

405 MORGAN ST

BONHAM, TX 75418
1
Baths
1,150 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,269 ft²
Lot SizeThe size of the land the home sits on, from county records.
1936
Year BuiltThe year the home was originally built, according to county records.

Valuation

$160K
$98K low$222K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,092 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$79,850 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,060
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,790
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$51,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$79,850

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
67
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
49
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFANNIN
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Gas
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 237 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rather L HC-
Middle · Grades 7–8 · 1.1 mi
H
Bonham High SchoolD+
High · Grades 9–12 · 1.4 mi
E
Finley-Oates Elementary SchoolD+
Elementary · Grades KG–3 · 1.6 mi

District: Bonham Independent School District

Neighborhood · ZIP 75418These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.16,037
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.113 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,431
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,138
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Morgan St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Fannin County
  • Smaller than 82% of homes in Fannin County
  • Among the smallest lots in Fannin County
  • Older than 88% of homes in Fannin County

What homes are worth in Bonham 75418

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$1.2M

This home is worth more than 28% of homes in Bonham 75418.

How it measures up in Bonham 75418

The dot is this home. The mark in the middle is the typical home in Bonham 75418.

Estimated value$159,954
CheaperTypical $228,209Pricier

Pricier than 28% of homes nearby

Price per ft²$139
CheaperTypical $143Pricier

Pricier than 47% of homes nearby

Living area1,150 ft²
SmallerTypical 1,622 ft²Bigger

Bigger than 20% of homes nearby

Lot size4,269 ft²
SmallerTypical 0.42 acBigger

Bigger than 2% of homes nearby

Year built1936
OlderTypical 1979Newer

Newer than 14% of homes nearby

How 405 Morgan St ranks against every home in each area.
MeasureThis homeBonham 75418Fannin County
Estimated valuepricier than$159,95428% of homes23% of homes
Price per ft²pricier than$13947% of homes41% of homes
Living areabigger than1,150 ft²20% of homes18% of homes
Lot sizebigger than4,269 ft²2% of homesalmost no homes
Year builtnewer than193614% of homes12% of homes

About 405 Morgan St

How much is 405 Morgan St, Bonham, TX worth?

The TopHap Estimate for 405 Morgan St, Bonham, TX is $159,954 as of Oct 21, 2026. The likely range is $97,774 to $222,134. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 Morgan St, Bonham, TX last sell?

405 Morgan St, Bonham, TX last sold on May 15, 2026, according to the county's recorded deed.

How big is 405 Morgan St, Bonham, TX?

405 Morgan St, Bonham, TX has 1 bathrooms, 1,150 square feet of living space and a 0.10-acre lot.

When was 405 Morgan St, Bonham, TX built?

405 Morgan St, Bonham, TX was built in 1936, making it 90 years old.

What schools serve 405 Morgan St, Bonham, TX?

405 Morgan St, Bonham, TX is assigned to Rather L H (middle), rated C-; Bonham High School (high), rated D+; Finley-Oates Elementary School (elementary), rated D+. All sit in Bonham Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Morgan St, Bonham, TX compare to other homes in Bonham 75418?

Among the 5,186 homes in Bonham 75418, it is worth more than 28% of them ($159,954 against a typical $228,209), its price per square foot is higher than 47% of them ($139 against a typical $143), it is bigger than 20% of them (1,150 ft² against a typical 1,622 ft²), its lot is bigger than 2% of them (4,269 ft² against a typical 0.42 ac) and it is newer than 14% of them (1936 against a typical 1979). Measured against all of Fannin County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Morgan St, Bonham, TX?

The 2025 property tax bill for 405 Morgan St, Bonham, TX was $1,092. The county assessed it at $79,850.

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