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Single Family ResidenceResidential
$106,613$71 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

405 N HOWARD ST

OXFORD, IN 47971
3
Beds
1
Baths
1,508 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$107K
$99K low$114K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$913 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$120,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$110,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$108,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$120,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBENTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1973
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 192 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Benton Central Jr-Sr High SchoolB
Middle · Grades 7–12 · 2.9 mi
E
Prairie Crossing Elementary SchoolC+
Elementary · Grades KG–6 · 3.0 mi

District: Benton Community School Corporation

Neighborhood · ZIP 47971These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.159
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,690
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,804
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,262
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 N Howard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Oxford 47971
  • Costs less per square foot than 92% of homes in Oxford 47971
  • Older than 73% of homes in Oxford 47971

What homes are worth in Oxford 47971

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$484K

This home is worth more than 12% of homes in Oxford 47971.

How it measures up in Oxford 47971

The dot is this home. The mark in the middle is the typical home in Oxford 47971.

Estimated value$106,613
CheaperTypical $183,588Pricier

Pricier than 12% of homes nearby

Price per ft²$71
CheaperTypical $109Pricier

Pricier than 8% of homes nearby

Living area1,508 ft²
SmallerTypical 1,682 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.28 ac
SmallerTypical 0.35 acBigger

Bigger than 38% of homes nearby

Year built1950
OlderTypical 1975Newer

Newer than 27% of homes nearby

How 405 N Howard St ranks against every home in each area.
MeasureThis homeOxford 47971Benton County
Estimated valuepricier than$106,61312% of homes14% of homes
Price per ft²pricier than$718% of homes11% of homes
Living areabigger than1,508 ft²39% of homes40% of homes
Lot sizebigger than0.28 ac38% of homes39% of homes
Year builtnewer than195027% of homes38% of homes

About 405 N Howard St

How much is 405 N Howard St, Oxford, IN worth?

The TopHap Estimate for 405 N Howard St, Oxford, IN is $106,613 as of Aug 30, 2026. The likely range is $99,083 to $114,143. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 N Howard St, Oxford, IN last sell?

405 N Howard St, Oxford, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 405 N Howard St, Oxford, IN?

405 N Howard St, Oxford, IN has 3 bedrooms, 1 bathrooms, 1,508 square feet of living space and a 0.28-acre lot.

When was 405 N Howard St, Oxford, IN built?

405 N Howard St, Oxford, IN was built in 1950, making it 76 years old. The building has 1 story.

What schools serve 405 N Howard St, Oxford, IN?

405 N Howard St, Oxford, IN is assigned to Benton Central Jr-Sr High School (middle), rated B; Prairie Crossing Elementary School (elementary), rated C+. All sit in Benton Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 N Howard St, Oxford, IN compare to other homes in Oxford 47971?

Among the 777 homes in Oxford 47971, it is worth more than 12% of them ($106,613 against a typical $183,588), its price per square foot is higher than 8% of them ($71 against a typical $109), it is bigger than 39% of them (1,508 ft² against a typical 1,682 ft²), its lot is bigger than 38% of them (0.28 ac against a typical 0.35 ac) and it is newer than 27% of them (1950 against a typical 1975). Measured against all of Benton County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 N Howard St, Oxford, IN?

The 2025 property tax bill for 405 N Howard St, Oxford, IN was $913. The county assessed it at $120,600.

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