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Single Family ResidenceResidential
$212,142
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

405 RATZLAFF ST

HARVARD, IL 60033
0
Baths
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$212K
$185K low$239K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,690 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$60,319 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,260
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$49,059
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$54,528
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$180,957

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcHenry
HeatingThe type of heating system in the home.None

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Harvard High SchoolD+
High · Grades 9–12 · 1.1 mi
E
Crosby Elementary SchoolF
Elementary · Grades KG–3 · 1.2 mi
M
Harvard Jr High SchoolC
Middle · Grades 6–8 · 1.4 mi

District: Harvard Community Unit School District 50

Neighborhood · ZIP 60033These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.14,725
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,630
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,383
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Ratzlaff St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in McHenry County

What homes are worth in Harvard 60033

Each bar is how many homes fall in that price range. The marker is this home.

This home
$118K$999K

This home is worth more than 30% of homes in Harvard 60033.

How it measures up in Harvard 60033

The dot is this home. The mark in the middle is the typical home in Harvard 60033.

Estimated value$212,142
CheaperTypical $258,533Pricier

Pricier than 30% of homes nearby

Lot size0.22 ac
SmallerTypical 0.3 acBigger

Bigger than 38% of homes nearby

How 405 Ratzlaff St ranks against every home in each area.
MeasureThis homeHarvard 60033McHenry County
Estimated valuepricier than$212,14230% of homes8% of homes
Lot sizebigger than0.22 ac38% of homes36% of homes

About 405 Ratzlaff St

How much is 405 Ratzlaff St, Harvard, IL worth?

The TopHap Estimate for 405 Ratzlaff St, Harvard, IL is $212,142 as of Aug 30, 2026. The likely range is $184,969 to $239,315. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 Ratzlaff St, Harvard, IL last sell?

405 Ratzlaff St, Harvard, IL last sold on Jan 24, 2002, according to the county's recorded deed.

What schools serve 405 Ratzlaff St, Harvard, IL?

405 Ratzlaff St, Harvard, IL is assigned to Harvard High School (high), rated D+; Crosby Elementary School (elementary), rated F; Harvard Jr High School (middle), rated C. All sit in Harvard Community Unit School District 50. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Ratzlaff St, Harvard, IL compare to other homes in Harvard 60033?

Among the 4,338 homes in Harvard 60033, it is worth more than 30% of them ($212,142 against a typical $258,533) and its lot is bigger than 38% of them (0.22 ac against a typical 0.3 ac). Measured against all of McHenry County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Ratzlaff St, Harvard, IL?

The 2024 property tax bill for 405 Ratzlaff St, Harvard, IL was $4,690. The county assessed it at $60,319.

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Assigned schools

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