Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,371,636$308 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

405 RIVERWATCH TRCE

SPARTA, TN 38583
3.5
Baths
4,452 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.8 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.4M
$1.2M low$1.6M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,638 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$184,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$154,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$184,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$739,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
72
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.47 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDEKALB
Lot (acres)The size of the land the home sits on, from county records.8.80
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 288 ft²Patio · 624 ft²Porch · 720 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Smithville Elementary School
Elementary · Grades PK–2 · 6.7 mi
H
De Kalb County High SchoolB-
High · Grades 9–12 · 9.1 mi
M
Dekalb Middle SchoolC+
Middle · Grades 6–8 · 9.2 mi

District: Dekalb County School District

Neighborhood · ZIP 38583These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.27,489
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.75 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,636
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,619
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Riverwatch Trce measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Sparta 38583
  • Costs more per square foot than 96% of homes in Sparta 38583
  • Among the largest homes in Sparta 38583
  • Has a bigger lot than 83% of homes in Sparta 38583
  • Newer than 98% of homes in Sparta 38583

What homes are worth in Sparta 38583

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$755K

This home is worth more than almost all homes in Sparta 38583.

How it measures up in Sparta 38583

The dot is this home. The mark in the middle is the typical home in Sparta 38583.

Estimated value$1,371,636
CheaperTypical $236,426Pricier

Pricier than almost all homes nearby

Price per ft²$308
CheaperTypical $163Pricier

Pricier than 96% of homes nearby

Living area4,452 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than almost all homes nearby

Lot size8.8 ac
SmallerTypical 1.19 acBigger

Bigger than 83% of homes nearby

Year built2022
OlderTypical 1988Newer

Newer than 98% of homes nearby

How 405 Riverwatch Trce ranks against every home in each area.
MeasureThis homeSparta 38583
Estimated valuepricier than$1,371,636almost all homes
Price per ft²pricier than$30896% of homes
Living areabigger than4,452 ft²almost all homes
Lot sizebigger than8.8 ac83% of homes
Year builtnewer than202298% of homes

About 405 Riverwatch Trce

How much is 405 Riverwatch Trce, Sparta, TN worth?

The TopHap Estimate for 405 Riverwatch Trce, Sparta, TN is $1,371,636 as of Aug 30, 2026. The likely range is $1,162,513 to $1,580,759. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 Riverwatch Trce, Sparta, TN last sell?

405 Riverwatch Trce, Sparta, TN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 405 Riverwatch Trce, Sparta, TN?

405 Riverwatch Trce, Sparta, TN has 3.5 bathrooms, 4,452 square feet of living space and a 8.80-acre lot.

When was 405 Riverwatch Trce, Sparta, TN built?

405 Riverwatch Trce, Sparta, TN was built in 2022, making it 4 years old. The building has 1 story.

What schools serve 405 Riverwatch Trce, Sparta, TN?

405 Riverwatch Trce, Sparta, TN is assigned to Smithville Elementary School (elementary); De Kalb County High School (high), rated B-; Dekalb Middle School (middle), rated C+. All sit in Dekalb County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Riverwatch Trce, Sparta, TN compare to other homes in Sparta 38583?

Among the 11,257 homes in Sparta 38583, it is worth more than almost all of them ($1,371,636 against a typical $236,426), its price per square foot is higher than 96% of them ($308 against a typical $163), it is bigger than almost all of them (4,452 ft² against a typical 1,408 ft²), its lot is bigger than 83% of them (8.8 ac against a typical 1.19 ac) and it is newer than 98% of them (2022 against a typical 1988). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Riverwatch Trce, Sparta, TN?

The 2025 property tax bill for 405 Riverwatch Trce, Sparta, TN was $4,638. The county assessed it at $184,800.

More homes on Riverwatch Trce

Closest homes

More homes in Sparta 38583

Assigned schools

Explore the area

See this home in context

Open 405 Riverwatch Trce on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map