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Residential (General/Single)Residential
$830,895$575 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $688,000 on Aug 8, 2005

405 RUTLEDGE CT

EDGEWATER, NJ 07020
0
Baths
1,445 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
351 ft²
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.

Valuation

$831K
$795K low$867K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$688,000 · Aug 8, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$503,395
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$402,716
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$327,500
ROCKET MORTGAGE LLC · recorded Apr 25, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,612 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$732,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$285,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$447,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$705,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$732,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.67 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.72%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.01
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
George Washington Elementary School
Elementary · Grades PK–2 · 2.4 mi
M
Leonia Middle SchoolA-
Middle · Grades 5–8 · 4.1 mi
H
Leonia High SchoolB+
High · Grades 9–12 · 4.3 mi

District: Edgewater Borough School District

Neighborhood · ZIP 07020These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.168
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.124
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.113

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,958
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.9,707 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$121,142
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$181,163
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Rutledge Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 89% of homes in Bergen County
  • Smaller than 73% of homes in Bergen County
  • Has a smaller lot than 98% of homes in Bergen County
  • Newer than 89% of homes in Bergen County

What homes are worth in Edgewater 07020

Each bar is how many homes fall in that price range. The marker is this home.

This home
$315K$2.2M

This home is worth more than 60% of homes in Edgewater 07020.

How it measures up in Edgewater 07020

The dot is this home. The mark in the middle is the typical home in Edgewater 07020.

Estimated value$830,895
CheaperTypical $721,197Pricier

Pricier than 60% of homes nearby

Price per ft²$575
CheaperTypical $537Pricier

Pricier than 64% of homes nearby

Living area1,445 ft²
SmallerTypical 1,416 ft²Bigger

Bigger than 52% of homes nearby

Lot size351 ft²
SmallerTypical 2,744 ft²Bigger

Bigger than 26% of homes nearby

Year built1999
OlderTypical 1990Newer

Newer than 58% of homes nearby

How 405 Rutledge Ct ranks against every home in each area.
MeasureThis homeEdgewater 07020Bergen County
Estimated valuepricier than$830,89560% of homes57% of homes
Price per ft²pricier than$57564% of homes89% of homes
Living areabigger than1,445 ft²52% of homes27% of homes
Lot sizebigger than351 ft²26% of homes2% of homes
Year builtnewer than199958% of homes89% of homes

About 405 Rutledge Ct

How much is 405 Rutledge Ct, Edgewater, NJ worth?

The TopHap Estimate for 405 Rutledge Ct, Edgewater, NJ is $830,895 as of Jul 14, 2026. The likely range is $794,946 to $866,844. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 Rutledge Ct, Edgewater, NJ last sell?

405 Rutledge Ct, Edgewater, NJ last sold on Aug 8, 2005 for $688,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 405 Rutledge Ct, Edgewater, NJ?

405 Rutledge Ct, Edgewater, NJ has 1,445 square feet of living space and a 0.01-acre lot.

When was 405 Rutledge Ct, Edgewater, NJ built?

405 Rutledge Ct, Edgewater, NJ was built in 1999, making it 27 years old. It is a townhouse home.

What schools serve 405 Rutledge Ct, Edgewater, NJ?

405 Rutledge Ct, Edgewater, NJ is assigned to George Washington Elementary School (elementary); Leonia Middle School (middle), rated A-; Leonia High School (high), rated B+. All sit in Edgewater Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Rutledge Ct, Edgewater, NJ compare to other homes in Edgewater 07020?

Among the 3,972 homes in Edgewater 07020, it is worth more than 60% of them ($830,895 against a typical $721,197), its price per square foot is higher than 64% of them ($575 against a typical $537), it is bigger than 52% of them (1,445 ft² against a typical 1,416 ft²), its lot is bigger than 26% of them (351 ft² against a typical 2,744 ft²) and it is newer than 58% of them (1999 against a typical 1990). Measured against all of Bergen County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Rutledge Ct, Edgewater, NJ?

The 2025 property tax bill for 405 Rutledge Ct, Edgewater, NJ was $11,612. The county assessed it at $732,300.

Closest homes

More homes in Edgewater 07020

Assigned schools

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