Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$96,274$72 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

405 S MONTANA AVE

ROSWELL, NM 88203
1
Baths
1,340 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$96K
$86K low$107K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$96,274
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$77,019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$389 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$14,880 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,333
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$13,547
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,447
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$44,641

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHAVES
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 294 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Missouri Avenue Elementary SchoolB
Elementary · Grades PK–5 · 0.5 mi
H
Roswell High SchoolD+
High · Grades 9–12 · 1.4 mi
M
Mesa Middle SchoolC-
Middle · Grades 6–8 · 2.3 mi

District: Roswell Independent Schools

Neighborhood · ZIP 88203These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.28,868
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$40,424
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$56,666
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.74%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 S Montana Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Chaves County
  • Costs less per square foot than 90% of homes in Chaves County
  • Older than 88% of homes in Chaves County

What homes are worth in Roswell 88203

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$383K

This home is worth more than 22% of homes in Roswell 88203.

How it measures up in Roswell 88203

The dot is this home. The mark in the middle is the typical home in Roswell 88203.

Estimated value$96,274
CheaperTypical $141,269Pricier

Pricier than 22% of homes nearby

Price per ft²$72
CheaperTypical $107Pricier

Pricier than 13% of homes nearby

Living area1,340 ft²
SmallerTypical 1,288 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.18 ac
SmallerTypical 0.18 acBigger

Bigger than 52% of homes nearby

Year built1948
OlderTypical 1959Newer

Newer than 14% of homes nearby

How 405 S Montana Ave ranks against every home in each area.
MeasureThis homeRoswell 88203Chaves County
Estimated valuepricier than$96,27422% of homes18% of homes
Price per ft²pricier than$7213% of homes10% of homes
Living areabigger than1,340 ft²55% of homes46% of homes
Lot sizebigger than0.18 ac52% of homes39% of homes
Year builtnewer than194814% of homes12% of homes

About 405 S Montana Ave

How much is 405 S Montana Ave, Roswell, NM worth?

The TopHap Estimate for 405 S Montana Ave, Roswell, NM is $96,274 as of Jul 14, 2026. The likely range is $85,997 to $106,551. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 S Montana Ave, Roswell, NM last sell?

405 S Montana Ave, Roswell, NM last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 405 S Montana Ave, Roswell, NM?

405 S Montana Ave, Roswell, NM has 1 bathrooms, 1,340 square feet of living space and a 0.18-acre lot.

When was 405 S Montana Ave, Roswell, NM built?

405 S Montana Ave, Roswell, NM was built in 1948, making it 78 years old. The building has 1 story.

What schools serve 405 S Montana Ave, Roswell, NM?

405 S Montana Ave, Roswell, NM is assigned to Missouri Avenue Elementary School (elementary), rated B; Roswell High School (high), rated D+; Mesa Middle School (middle), rated C-. All sit in Roswell Independent Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 S Montana Ave, Roswell, NM compare to other homes in Roswell 88203?

Among the 10,965 homes in Roswell 88203, it is worth more than 22% of them ($96,274 against a typical $141,269), its price per square foot is higher than 13% of them ($72 against a typical $107), it is bigger than 55% of them (1,340 ft² against a typical 1,288 ft²), its lot is bigger than 52% of them (0.18 ac against a typical 0.18 ac) and it is newer than 14% of them (1948 against a typical 1959). Measured against all of Chaves County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 S Montana Ave, Roswell, NM?

The 2026 property tax bill for 405 S Montana Ave, Roswell, NM was $389. The county assessed it at $14,880.

Closest homes

More homes in Roswell 88203

Assigned schools

Explore the area

See this home in context

Open 405 S Montana Ave on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map