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Single Family ResidenceResidential
$181,459$144 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

405 S STATE ST

NORTH LIBERTY, IN 46554
3
Beds
1
Baths
1,260 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$181K
$148K low$215K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,002 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$237,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$69,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$168,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$218,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$237,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Joseph
Lot (acres)The size of the land the home sits on, from county records.0.39
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
North Liberty SchoolB+
Elementary · Grades KG–6 · 0.7 mi
M
Harold C Urey Middle SchoolB+
Middle · Grades 7–8 · 5.2 mi
H
John Glenn High SchoolA+
High · Grades 9–12 · 5.6 mi

District: John Glenn School Corporation

Neighborhood · ZIP 46554These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.4,354
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,766
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,880
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 S State St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in North Liberty 46554
  • Smaller than 69% of homes in North Liberty 46554
  • Has a smaller lot than 69% of homes in North Liberty 46554

What homes are worth in North Liberty 46554

Each bar is how many homes fall in that price range. The marker is this home.

This home
$99K$590K

This home is worth more than 29% of homes in North Liberty 46554.

How it measures up in North Liberty 46554

The dot is this home. The mark in the middle is the typical home in North Liberty 46554.

Estimated value$181,459
CheaperTypical $229,284Pricier

Pricier than 29% of homes nearby

Price per ft²$144
CheaperTypical $155Pricier

Pricier than 42% of homes nearby

Living area1,260 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.39 ac
SmallerTypical 1 acBigger

Bigger than 31% of homes nearby

Year built1949
OlderTypical 1955Newer

Newer than 43% of homes nearby

How 405 S State St ranks against every home in each area.
MeasureThis homeNorth Liberty 46554St. Joseph County
Estimated valuepricier than$181,45929% of homes39% of homes
Price per ft²pricier than$14442% of homes44% of homes
Living areabigger than1,260 ft²31% of homes39% of homes
Lot sizebigger than0.39 ac31% of homes68% of homes
Year builtnewer than194943% of homes36% of homes

About 405 S State St

How much is 405 S State St, North Liberty, IN worth?

The TopHap Estimate for 405 S State St, North Liberty, IN is $181,459 as of Aug 30, 2026. The likely range is $147,505 to $215,413. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 S State St, North Liberty, IN last sell?

405 S State St, North Liberty, IN last sold on Aug 2, 2010, according to the county's recorded deed.

How big is 405 S State St, North Liberty, IN?

405 S State St, North Liberty, IN has 3 bedrooms, 1 bathrooms, 1,260 square feet of living space and a 0.39-acre lot.

When was 405 S State St, North Liberty, IN built?

405 S State St, North Liberty, IN was built in 1949, making it 77 years old. The building has 1 story.

What schools serve 405 S State St, North Liberty, IN?

405 S State St, North Liberty, IN is assigned to North Liberty School (elementary), rated B+; Harold C Urey Middle School (middle), rated B+; John Glenn High School (high), rated A+. All sit in John Glenn School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 S State St, North Liberty, IN compare to other homes in North Liberty 46554?

Among the 1,718 homes in North Liberty 46554, it is worth more than 29% of them ($181,459 against a typical $229,284), its price per square foot is higher than 42% of them ($144 against a typical $155), it is bigger than 31% of them (1,260 ft² against a typical 1,536 ft²), its lot is bigger than 31% of them (0.39 ac against a typical 1 ac) and it is newer than 43% of them (1949 against a typical 1955). Measured against all of St. Joseph County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 S State St, North Liberty, IN?

The 2024 property tax bill for 405 S State St, North Liberty, IN was $2,002. The county assessed it at $237,800.

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