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Single Family ResidenceResidential

405 SPENCE ST

TELLICO PLAINS, TN 37385
2
Baths
2,177 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$68,050 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$62,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$68,050
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$272,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMonroe
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2011
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 348 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Tellico Plains High SchoolC+
High · Grades 9–12 · 1.1 mi
E
Tellico Plains Elementary SchoolC+
Elementary · Grades PK–4 · 1.7 mi
M
Tellico Plains Junior High SchoolC+
Middle · Grades 5–8 · 1.7 mi

District: Monroe County School District

Neighborhood · ZIP 37385These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.148

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.7,780
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.31 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,624
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,379
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.63 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Spence St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 91% of homes in Tellico Plains 37385
  • Older than 97% of homes in Tellico Plains 37385

How it measures up in Tellico Plains 37385

The dot is this home. The mark in the middle is the typical home in Tellico Plains 37385.

Living area2,177 ft²
SmallerTypical 1,284 ft²Bigger

Bigger than 91% of homes nearby

Year built1920
OlderTypical 1993Newer

Newer than 3% of homes nearby

How 405 Spence St ranks against every home in each area.
MeasureThis homeTellico Plains 37385Monroe County
Living areabigger than2,177 ft²91% of homes85% of homes
Year builtnewer than19203% of homes3% of homes

About 405 Spence St

When did 405 Spence St, Tellico Plains, TN last sell?

405 Spence St, Tellico Plains, TN last sold on May 10, 2022, according to the county's recorded deed.

How big is 405 Spence St, Tellico Plains, TN?

405 Spence St, Tellico Plains, TN has 2 bathrooms and 2,177 square feet of living space.

When was 405 Spence St, Tellico Plains, TN built?

405 Spence St, Tellico Plains, TN was built in 1920, making it 106 years old. The building has 2 stories.

What schools serve 405 Spence St, Tellico Plains, TN?

405 Spence St, Tellico Plains, TN is assigned to Tellico Plains High School (high), rated C+; Tellico Plains Elementary School (elementary), rated C+; Tellico Plains Junior High School (middle), rated C+. All sit in Monroe County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Spence St, Tellico Plains, TN compare to other homes in Tellico Plains 37385?

Among the 4,179 homes in Tellico Plains 37385, it is bigger than 91% of them (2,177 ft² against a typical 1,284 ft²) and it is newer than 3% of them (1920 against a typical 1993). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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