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Single Family ResidenceResidential
$183,182$171 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $214,900 on Oct 14, 2022

405 SPRING ST

CLEARWATER, MN 55320
2
Beds
1
Baths
1,069 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$183K
$154K low$212K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$214,900 · Oct 14, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,768 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$235,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$212,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$226,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$235,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWRIGHT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.0.14
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clearview Elementary SchoolB-
Elementary · Grades PK–5 · 2.3 mi
H
Tech High SchoolD+
High · Grades 9–12 · 10.1 mi
M
South Junior High SchoolD+
Middle · Grades 6–8 · 10.5 mi

District: St. Cloud Area School District

Neighborhood · ZIP 55320These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.147
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5,923
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.111 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,607
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Spring St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Wright County
  • Costs less per square foot than 81% of homes in Clearwater 55320
  • Smaller than 81% of homes in Wright County
  • Has a smaller lot than 95% of homes in Clearwater 55320
  • Among the oldest homes in Wright County

What homes are worth in Clearwater 55320

Each bar is how many homes fall in that price range. The marker is this home.

This home
$124K$820K

This home is worth more than 10% of homes in Clearwater 55320.

How it measures up in Clearwater 55320

The dot is this home. The mark in the middle is the typical home in Clearwater 55320.

Estimated value$183,182
CheaperTypical $305,564Pricier

Pricier than 10% of homes nearby

Price per ft²$171
CheaperTypical $220Pricier

Pricier than 19% of homes nearby

Living area1,069 ft²
SmallerTypical 1,396 ft²Bigger

Bigger than 20% of homes nearby

Lot size0.14 ac
SmallerTypical 1.68 acBigger

Bigger than 5% of homes nearby

Year built1880
OlderTypical 1993Newer

Newer than 2% of homes nearby

How 405 Spring St ranks against every home in each area.
MeasureThis homeClearwater 55320Wright County
Estimated valuepricier than$183,18210% of homes7% of homes
Price per ft²pricier than$17119% of homes24% of homes
Living areabigger than1,069 ft²20% of homes19% of homes
Lot sizebigger than0.14 ac5% of homes13% of homes
Year builtnewer than18802% of homesalmost no homes

About 405 Spring St

How much is 405 Spring St, Clearwater, MN worth?

The TopHap Estimate for 405 Spring St, Clearwater, MN is $183,182 as of Aug 30, 2026. The likely range is $154,438 to $211,926. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 Spring St, Clearwater, MN last sell?

405 Spring St, Clearwater, MN last sold on Oct 14, 2022 for $214,900, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 405 Spring St, Clearwater, MN?

405 Spring St, Clearwater, MN has 2 bedrooms, 1 bathrooms, 1,069 square feet of living space and a 0.14-acre lot.

When was 405 Spring St, Clearwater, MN built?

405 Spring St, Clearwater, MN was built in 1880, making it 146 years old. The building has 1 story.

What schools serve 405 Spring St, Clearwater, MN?

405 Spring St, Clearwater, MN is assigned to Clearview Elementary School (elementary), rated B-; Tech High School (high), rated D+; South Junior High School (middle), rated D+. All sit in St. Cloud Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Spring St, Clearwater, MN compare to other homes in Clearwater 55320?

Among the 2,073 homes in Clearwater 55320, it is worth more than 10% of them ($183,182 against a typical $305,564), its price per square foot is higher than 19% of them ($171 against a typical $220), it is bigger than 20% of them (1,069 ft² against a typical 1,396 ft²), its lot is bigger than 5% of them (0.14 ac against a typical 1.68 ac) and it is newer than 2% of them (1880 against a typical 1993). Measured against all of Wright County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Spring St, Clearwater, MN?

The 2026 property tax bill for 405 Spring St, Clearwater, MN was $2,768. The county assessed it at $235,200.

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Assigned schools

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