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Single Family ResidenceResidential
$185,444$194 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $530,000 on Aug 11, 2026

405 THIRD ST

LOYALTON, CA 96118
2
Beds
1
Baths
958 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$185K
$179K low$192K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$530,000 · Aug 11, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,103 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$142,752 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$29,098
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$113,654
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$139,954

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
80
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
44
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
43
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySIERRA
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Floor/Wall Furnace
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Loyalton High SchoolA-
Middle · Grades 7–12 · 0.2 mi
E
Loyalton Elementary SchoolC
Elementary · Grades KG–6 · 0.3 mi

District: Sierra-Plumas Joint Unified School District

Neighborhood · ZIP 96118These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.253

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,381
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,543
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,960
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.79%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Third St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Sierra County
  • Costs less per square foot than 69% of homes in Sierra County
  • Smaller than 87% of homes in Loyalton 96118
  • Has a smaller lot than 94% of homes in Sierra County
  • Older than 80% of homes in Sierra County

What homes are worth in Loyalton 96118

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$686K

This home is worth more than 24% of homes in Loyalton 96118.

How it measures up in Loyalton 96118

The dot is this home. The mark in the middle is the typical home in Loyalton 96118.

Estimated value$185,444
CheaperTypical $273,635Pricier

Pricier than 24% of homes nearby

Price per ft²$194
CheaperTypical $197Pricier

Pricier than 48% of homes nearby

Living area958 ft²
SmallerTypical 1,372 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.14 ac
SmallerTypical 0.29 acBigger

Bigger than 10% of homes nearby

Year built1940
OlderTypical 1979Newer

Newer than 27% of homes nearby

How 405 Third St ranks against every home in each area.
MeasureThis homeLoyalton 96118Sierra County
Estimated valuepricier than$185,44424% of homes16% of homes
Price per ft²pricier than$19448% of homes31% of homes
Living areabigger than958 ft²13% of homes17% of homes
Lot sizebigger than0.14 ac10% of homes6% of homes
Year builtnewer than194027% of homes20% of homes

About 405 Third St

How much is 405 Third St, Loyalton, CA worth?

The TopHap Estimate for 405 Third St, Loyalton, CA is $185,444 as of Aug 30, 2026. The likely range is $179,322 to $191,566. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 Third St, Loyalton, CA last sell?

405 Third St, Loyalton, CA last sold on Aug 11, 2026 for $530,000, according to the county's recorded deed.

How big is 405 Third St, Loyalton, CA?

405 Third St, Loyalton, CA has 2 bedrooms, 1 bathrooms, 958 square feet of living space and a 0.14-acre lot.

When was 405 Third St, Loyalton, CA built?

405 Third St, Loyalton, CA was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 405 Third St, Loyalton, CA?

405 Third St, Loyalton, CA is assigned to Loyalton High School (middle), rated A-; Loyalton Elementary School (elementary), rated C. All sit in Sierra-Plumas Joint Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Third St, Loyalton, CA compare to other homes in Loyalton 96118?

Among the 570 homes in Loyalton 96118, it is worth more than 24% of them ($185,444 against a typical $273,635), its price per square foot is higher than 48% of them ($194 against a typical $197), it is bigger than 13% of them (958 ft² against a typical 1,372 ft²), its lot is bigger than 10% of them (0.14 ac against a typical 0.29 ac) and it is newer than 27% of them (1940 against a typical 1979). Measured against all of Sierra County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Third St, Loyalton, CA?

The 2025 property tax bill for 405 Third St, Loyalton, CA was $2,103. The county assessed it at $142,752.

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Assigned schools

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