Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$626,013$310 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $320,000 on Apr 6, 2015

405 W 12TH ST

DELL RAPIDS, SD 57022
5
Beds
4.5
Baths
2,018 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$626K
$576K low$676K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$320,000 · Apr 6, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$335,013
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$268,010
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$291,000
FIRST PREMIER BANK · recorded Sep 1, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,563 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$555,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$520,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$704,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.17
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMINNEHAHA
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 552 ft²Porch · 459 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dell Rapids Elementary - 02A
Elementary · Grades KG–4 · 0.1 mi
M
Dell Rapids Middle School - 03A
Middle · Grades 5–8 · 0.9 mi
H
Dell Rapids High School - 01C-
High · Grades 9–12 · 0.9 mi

District: Dell Rapids School District 49-3

Neighborhood · ZIP 57022These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.6,642
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,936
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,985
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.26 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 W 12th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Minnehaha County
  • Costs more per square foot than 75% of homes in Dell Rapids 57022
  • Bigger than 89% of homes in Minnehaha County
  • Has a smaller lot than 65% of homes in Dell Rapids 57022
  • Newer than 88% of homes in Dell Rapids 57022

What homes are worth in Dell Rapids 57022

Each bar is how many homes fall in that price range. The marker is this home.

This home
$139K$906K

This home is worth more than 88% of homes in Dell Rapids 57022.

How it measures up in Dell Rapids 57022

The dot is this home. The mark in the middle is the typical home in Dell Rapids 57022.

Estimated value$626,013
CheaperTypical $359,171Pricier

Pricier than 88% of homes nearby

Price per ft²$310
CheaperTypical $253Pricier

Pricier than 75% of homes nearby

Living area2,018 ft²
SmallerTypical 1,423 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.25 ac
SmallerTypical 0.3 acBigger

Bigger than 35% of homes nearby

Year built2010
OlderTypical 1979Newer

Newer than 88% of homes nearby

How 405 W 12th St ranks against every home in each area.
MeasureThis homeDell Rapids 57022Minnehaha County
Estimated valuepricier than$626,01388% of homes93% of homes
Price per ft²pricier than$31075% of homes75% of homes
Living areabigger than2,018 ft²83% of homes89% of homes
Lot sizebigger than0.25 ac35% of homes63% of homes
Year builtnewer than201088% of homes82% of homes

About 405 W 12th St

How much is 405 W 12th St, Dell Rapids, SD worth?

The TopHap Estimate for 405 W 12th St, Dell Rapids, SD is $626,013 as of Jul 14, 2026. The likely range is $575,855 to $676,171. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 W 12th St, Dell Rapids, SD last sell?

405 W 12th St, Dell Rapids, SD last sold on Apr 6, 2015 for $320,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 405 W 12th St, Dell Rapids, SD?

405 W 12th St, Dell Rapids, SD has 5 bedrooms, 4.5 bathrooms, 2,018 square feet of living space and a 0.25-acre lot.

When was 405 W 12th St, Dell Rapids, SD built?

405 W 12th St, Dell Rapids, SD was built in 2010, making it 16 years old. It is a ranch home. The building has 1 story.

What schools serve 405 W 12th St, Dell Rapids, SD?

405 W 12th St, Dell Rapids, SD is assigned to Dell Rapids Elementary - 02 (elementary), rated A; Dell Rapids Middle School - 03 (middle), rated A; Dell Rapids High School - 01 (high), rated C-. All sit in Dell Rapids School District 49-3. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 W 12th St, Dell Rapids, SD compare to other homes in Dell Rapids 57022?

Among the 1,916 homes in Dell Rapids 57022, it is worth more than 88% of them ($626,013 against a typical $359,171), its price per square foot is higher than 75% of them ($310 against a typical $253), it is bigger than 83% of them (2,018 ft² against a typical 1,423 ft²), its lot is bigger than 35% of them (0.25 ac against a typical 0.3 ac) and it is newer than 88% of them (2010 against a typical 1979). Measured against all of Minnehaha County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 W 12th St, Dell Rapids, SD?

The 2025 property tax bill for 405 W 12th St, Dell Rapids, SD was $7,563. The county assessed it at $555,800.

Closest homes

More homes in Dell Rapids 57022

Assigned schools

Explore the area

See this home in context

Open 405 W 12th St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map