Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$201,371$233 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $125,000 on Jun 21, 2005

405 W CHARLES ST

CHAMPAIGN, IL 61820
1
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1918
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$201K
$188K low$214K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,000 · Jun 21, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,301 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$62,070 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,170
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$38,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$55,320
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$186,210

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHAMPAIGN
Lot (acres)The size of the land the home sits on, from county records.0.21
HeatingThe type of heating system in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Edison Middle SchoolC-
Middle · Grades 6–8 · 0.4 mi
E
South Side Elementary SchoolB
Elementary · Grades KG–5 · 0.4 mi
H
Central High SchoolB
High · Grades 9–12 · 0.8 mi

District: Champaign Community Unit School District 4

Neighborhood · ZIP 61820These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.38%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.41,375
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,160 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$37,027
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$50,653
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 W Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 83% of homes in Champaign County
  • Smaller than 88% of homes in Champaign County
  • Has a bigger lot than 74% of homes in Champaign 61820
  • Older than 88% of homes in Champaign County

What homes are worth in Champaign 61820

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$486K

This home is worth more than 57% of homes in Champaign 61820.

How it measures up in Champaign 61820

The dot is this home. The mark in the middle is the typical home in Champaign 61820.

Estimated value$201,371
CheaperTypical $182,404Pricier

Pricier than 57% of homes nearby

Price per ft²$233
CheaperTypical $162Pricier

Pricier than 82% of homes nearby

Living area864 ft²
SmallerTypical 1,054 ft²Bigger

Bigger than 25% of homes nearby

Lot size0.21 ac
SmallerTypical 0.18 acBigger

Bigger than 74% of homes nearby

Year built1918
OlderTypical 1940Newer

Newer than 35% of homes nearby

How 405 W Charles St ranks against every home in each area.
MeasureThis homeChampaign 61820Champaign County
Estimated valuepricier than$201,37157% of homes41% of homes
Price per ft²pricier than$23382% of homes83% of homes
Living areabigger than864 ft²25% of homes12% of homes
Lot sizebigger than0.21 ac74% of homes51% of homes
Year builtnewer than191835% of homes12% of homes

About 405 W Charles St

How much is 405 W Charles St, Champaign, IL worth?

The TopHap Estimate for 405 W Charles St, Champaign, IL is $201,371 as of Oct 21, 2026. The likely range is $188,351 to $214,391. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 W Charles St, Champaign, IL last sell?

405 W Charles St, Champaign, IL last sold on Jun 21, 2005 for $125,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 405 W Charles St, Champaign, IL?

405 W Charles St, Champaign, IL has 1 bathrooms, 864 square feet of living space and a 0.21-acre lot.

When was 405 W Charles St, Champaign, IL built?

405 W Charles St, Champaign, IL was built in 1918, making it 108 years old. The building has 1 story.

What schools serve 405 W Charles St, Champaign, IL?

405 W Charles St, Champaign, IL is assigned to Edison Middle School (middle), rated C-; South Side Elementary School (elementary), rated B; Central High School (high), rated B. All sit in Champaign Community Unit School District 4. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 W Charles St, Champaign, IL compare to other homes in Champaign 61820?

Among the 4,761 homes in Champaign 61820, it is worth more than 57% of them ($201,371 against a typical $182,404), its price per square foot is higher than 82% of them ($233 against a typical $162), it is bigger than 25% of them (864 ft² against a typical 1,054 ft²), its lot is bigger than 74% of them (0.21 ac against a typical 0.18 ac) and it is newer than 35% of them (1918 against a typical 1940). Measured against all of Champaign County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 W Charles St, Champaign, IL?

The 2024 property tax bill for 405 W Charles St, Champaign, IL was $4,301. The county assessed it at $62,070.

More homes on W Charles St

Closest homes

More homes in Champaign 61820

Assigned schools

Explore the area

See this home in context

Open 405 W Charles St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map