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Single Family ResidenceResidential
$48,198$36 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

405 W ELM ST

OLNEY, TX 76374
3
Beds
1
Baths
1,336 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.

Valuation

$48K
$40K low$56K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$691 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$48,750 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,730
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$44,020
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$58,780
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$48,750

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
63
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
40
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyYOUNG
Lot (acres)The size of the land the home sits on, from county records.0.16
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 80 ft²Porch · 150 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Olney Elementary SchoolB
Elementary · Grades PK–5 · 0.3 mi
M
Olney Jr High SchoolA-
Middle · Grades 6–8 · 0.3 mi
H
Olney High SchoolB+
High · Grades 9–12 · 0.4 mi

District: Olney Independent School District

Neighborhood · ZIP 76374These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.163
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,553
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.12 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,852
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,651
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 W Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Young County
  • Among the lowest price per square foot in Young County
  • Has a smaller lot than 94% of homes in Olney 76374
  • Older than 72% of homes in Young County

What homes are worth in Olney 76374

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$1.1M

This home is worth more than 3% of homes in Olney 76374.

How it measures up in Olney 76374

The dot is this home. The mark in the middle is the typical home in Olney 76374.

Estimated value$48,198
CheaperTypical $121,989Pricier

Pricier than 3% of homes nearby

Price per ft²$36
CheaperTypical $78Pricier

Pricier than 2% of homes nearby

Living area1,336 ft²
SmallerTypical 1,472 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.16 ac
SmallerTypical 0.31 acBigger

Bigger than 6% of homes nearby

Year built1950
OlderTypical 1960Newer

Newer than 35% of homes nearby

How 405 W Elm St ranks against every home in each area.
MeasureThis homeOlney 76374Young County
Estimated valuepricier than$48,1983% of homesalmost no homes
Price per ft²pricier than$362% of homesalmost no homes
Living areabigger than1,336 ft²40% of homes39% of homes
Lot sizebigger than0.16 ac6% of homes8% of homes
Year builtnewer than195035% of homes28% of homes

About 405 W Elm St

How much is 405 W Elm St, Olney, TX worth?

The TopHap Estimate for 405 W Elm St, Olney, TX is $48,198 as of Oct 21, 2026. The likely range is $40,266 to $56,130. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 W Elm St, Olney, TX last sell?

405 W Elm St, Olney, TX last sold on May 29, 2026, according to the county's recorded deed.

How big is 405 W Elm St, Olney, TX?

405 W Elm St, Olney, TX has 3 bedrooms, 1 bathrooms, 1,336 square feet of living space and a 0.16-acre lot.

When was 405 W Elm St, Olney, TX built?

405 W Elm St, Olney, TX was built in 1950, making it 76 years old.

What schools serve 405 W Elm St, Olney, TX?

405 W Elm St, Olney, TX is assigned to Olney Elementary School (elementary), rated B; Olney Jr High School (middle), rated A-; Olney High School (high), rated B+. All sit in Olney Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 W Elm St, Olney, TX compare to other homes in Olney 76374?

Among the 1,730 homes in Olney 76374, it is worth more than 3% of them ($48,198 against a typical $121,989), its price per square foot is higher than 2% of them ($36 against a typical $78), it is bigger than 40% of them (1,336 ft² against a typical 1,472 ft²), its lot is bigger than 6% of them (0.16 ac against a typical 0.31 ac) and it is newer than 35% of them (1950 against a typical 1960). Measured against all of Young County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 W Elm St, Olney, TX?

The 2026 property tax bill for 405 W Elm St, Olney, TX was $691. The county assessed it at $48,750.

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