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Single Family ResidenceResidential
$107,327$83 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $60,000 on Dec 18, 2020

406 3RD ST

RINGSTED, IA 50578
2
Beds
1
Baths
1,300 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1961
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$107K
$95K low$119K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$60,000 · Dec 18, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$59,327
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$47,462
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.44%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$48,000
EMPLOYEE FCU · recorded Dec 18, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,102 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$82,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$74,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$56,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$82,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyEMMET
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
North Union High SchoolA-
High · Grades 9–12 · 7.6 mi
E
North Union Elementary SchoolA
Elementary · Grades PK–5 · 8.3 mi
M
North Union Middle SchoolB
Middle · Grades 6–8 · 11.8 mi

District: North Kossuth Community School District

Neighborhood · ZIP 50578These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.397
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,618
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,687
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 3rd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 65% of homes in Emmet County
  • Has a smaller lot than 78% of homes in Emmet County
  • Newer than 79% of homes in Ringsted 50578

What homes are worth in Ringsted 50578

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$382K

This home is worth more than 64% of homes in Ringsted 50578.

How it measures up in Ringsted 50578

The dot is this home. The mark in the middle is the typical home in Ringsted 50578.

Estimated value$107,327
CheaperTypical $81,735Pricier

Pricier than 64% of homes nearby

Price per ft²$83
CheaperTypical $65Pricier

Pricier than 64% of homes nearby

Living area1,300 ft²
SmallerTypical 1,369 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.18 ac
SmallerTypical 0.32 acBigger

Bigger than 23% of homes nearby

Year built1961
OlderTypical 1920Newer

Newer than 79% of homes nearby

How 406 3rd St ranks against every home in each area.
MeasureThis homeRingsted 50578Emmet County
Estimated valuepricier than$107,32764% of homes39% of homes
Price per ft²pricier than$8364% of homes35% of homes
Living areabigger than1,300 ft²43% of homes47% of homes
Lot sizebigger than0.18 ac23% of homes22% of homes
Year builtnewer than196179% of homes72% of homes

About 406 3rd St

How much is 406 3rd St, Ringsted, IA worth?

The TopHap Estimate for 406 3rd St, Ringsted, IA is $107,327 as of Jul 14, 2026. The likely range is $95,275 to $119,379. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 3rd St, Ringsted, IA last sell?

406 3rd St, Ringsted, IA last sold on Dec 18, 2020 for $60,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 406 3rd St, Ringsted, IA?

406 3rd St, Ringsted, IA has 2 bedrooms, 1 bathrooms, 1,300 square feet of living space and a 0.18-acre lot.

When was 406 3rd St, Ringsted, IA built?

406 3rd St, Ringsted, IA was built in 1961, making it 65 years old. It is a ranch home. The building has 1 story.

What schools serve 406 3rd St, Ringsted, IA?

406 3rd St, Ringsted, IA is assigned to North Union High School (high), rated A-; North Union Elementary School (elementary), rated A; North Union Middle School (middle), rated B. All sit in North Kossuth Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 3rd St, Ringsted, IA compare to other homes in Ringsted 50578?

Among the 319 homes in Ringsted 50578, it is worth more than 64% of them ($107,327 against a typical $81,735), its price per square foot is higher than 64% of them ($83 against a typical $65), it is bigger than 43% of them (1,300 ft² against a typical 1,369 ft²), its lot is bigger than 23% of them (0.18 ac against a typical 0.32 ac) and it is newer than 79% of them (1961 against a typical 1920). Measured against all of Emmet County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 3rd St, Ringsted, IA?

The 2025 property tax bill for 406 3rd St, Ringsted, IA was $1,102. The county assessed it at $82,100.

Closest homes

More homes in Ringsted 50578

Assigned schools

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