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Single Family ResidenceResidential
$147,653
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

406 DIVISION ST

KALKASKA, MI 49646
0
Baths
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$148K
$122K low$173K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$913 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$68,500 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$62,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$137,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
44
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKALKASKA
Lot (acres)The size of the land the home sits on, from county records.0.21
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kalkaska Elementary SchoolC
Elementary · Grades PK–5 · 0.3 mi
H
Kalkaska High SchoolB+
High · Grades 9–12 · 0.3 mi
M
Kalkaska Middle SchoolC
Middle · Grades 6–8 · 0.6 mi

District: Kalkaska Public Schools

Neighborhood · ZIP 49646These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.8,743
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.38 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,250
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,778
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 Division St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 94% of homes in Kalkaska County

What homes are worth in Kalkaska 49646

Each bar is how many homes fall in that price range. The marker is this home.

This home
$31K$500K

This home is worth more than 46% of homes in Kalkaska 49646.

How it measures up in Kalkaska 49646

The dot is this home. The mark in the middle is the typical home in Kalkaska 49646.

Estimated value$147,653
CheaperTypical $159,088Pricier

Pricier than 46% of homes nearby

Lot size0.21 ac
SmallerTypical 1 acBigger

Bigger than 7% of homes nearby

How 406 Division St ranks against every home in each area.
MeasureThis homeKalkaska 49646Kalkaska County
Estimated valuepricier than$147,65346% of homes43% of homes
Lot sizebigger than0.21 ac7% of homes6% of homes

About 406 Division St

How much is 406 Division St, Kalkaska, MI worth?

The TopHap Estimate for 406 Division St, Kalkaska, MI is $147,653 as of Aug 30, 2026. The likely range is $122,175 to $173,131. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 Division St, Kalkaska, MI last sell?

406 Division St, Kalkaska, MI last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 406 Division St, Kalkaska, MI?

406 Division St, Kalkaska, MI is assigned to Kalkaska Elementary School (elementary), rated C; Kalkaska High School (high), rated B+; Kalkaska Middle School (middle), rated C. All sit in Kalkaska Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 Division St, Kalkaska, MI compare to other homes in Kalkaska 49646?

Among the 5,999 homes in Kalkaska 49646, it is worth more than 46% of them ($147,653 against a typical $159,088) and its lot is bigger than 7% of them (0.21 ac against a typical 1 ac). Measured against all of Kalkaska County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 Division St, Kalkaska, MI?

The 2025 property tax bill for 406 Division St, Kalkaska, MI was $913. The county assessed it at $68,500.

More homes on Division St

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More homes in Kalkaska 49646

Assigned schools

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