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Single Family ResidenceResidential
$266,386$280 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $263,000 on Apr 21, 2025

406 E RIVER ST

CAVE JUNCTION, OR 97523
2
Beds
1
Baths
952 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$266K
$229K low$304K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$263,000 · Apr 21, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$8,150
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$6,520
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.97%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$258,236
GUARDIAN MORTGAGE CO INC · recorded Apr 21, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,416 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$118,950 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$115,490
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$218,160

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
75
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJOSEPHINE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.22
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Radiant
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lorna Byrne Middle SchoolB+
Middle · Grades 5–8 · 0.2 mi
H
Illinois Valley High SchoolA-
High · Grades 9–12 · 0.5 mi
E
Evergreen Elementary SchoolB-
Elementary · Grades KG–4 · 0.6 mi

District: Three Rivers School District

Neighborhood · ZIP 97523These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.238

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,181
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,272
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,104
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.73 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 E River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Josephine County
  • Costs more per square foot than 82% of homes in Cave Junction 97523
  • Smaller than 89% of homes in Josephine County
  • Has a smaller lot than 87% of homes in Cave Junction 97523
  • Older than 65% of homes in Cave Junction 97523

What homes are worth in Cave Junction 97523

Each bar is how many homes fall in that price range. The marker is this home.

This home
$97K$795K

This home is worth more than 35% of homes in Cave Junction 97523.

How it measures up in Cave Junction 97523

The dot is this home. The mark in the middle is the typical home in Cave Junction 97523.

Estimated value$266,386
CheaperTypical $304,738Pricier

Pricier than 35% of homes nearby

Price per ft²$280
CheaperTypical $214Pricier

Pricier than 82% of homes nearby

Living area952 ft²
SmallerTypical 1,431 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.22 ac
SmallerTypical 4.91 acBigger

Bigger than 13% of homes nearby

Year built1976
OlderTypical 1981Newer

Newer than 35% of homes nearby

How 406 E River St ranks against every home in each area.
MeasureThis homeCave Junction 97523Josephine County
Estimated valuepricier than$266,38635% of homes11% of homes
Price per ft²pricier than$28082% of homes65% of homes
Living areabigger than952 ft²17% of homes11% of homes
Lot sizebigger than0.22 ac13% of homes24% of homes
Year builtnewer than197635% of homes38% of homes

About 406 E River St

How much is 406 E River St, Cave Junction, OR worth?

The TopHap Estimate for 406 E River St, Cave Junction, OR is $266,386 as of Jul 14, 2026. The likely range is $229,000 to $303,772. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 E River St, Cave Junction, OR last sell?

406 E River St, Cave Junction, OR last sold on Apr 21, 2025 for $263,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 406 E River St, Cave Junction, OR?

406 E River St, Cave Junction, OR has 2 bedrooms, 1 bathrooms, 952 square feet of living space and a 0.22-acre lot.

When was 406 E River St, Cave Junction, OR built?

406 E River St, Cave Junction, OR was built in 1976, making it 50 years old. The building has 1 story.

What schools serve 406 E River St, Cave Junction, OR?

406 E River St, Cave Junction, OR is assigned to Lorna Byrne Middle School (middle), rated B+; Illinois Valley High School (high), rated A-; Evergreen Elementary School (elementary), rated B-. All sit in Three Rivers School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 E River St, Cave Junction, OR compare to other homes in Cave Junction 97523?

Among the 3,284 homes in Cave Junction 97523, it is worth more than 35% of them ($266,386 against a typical $304,738), its price per square foot is higher than 82% of them ($280 against a typical $214), it is bigger than 17% of them (952 ft² against a typical 1,431 ft²), its lot is bigger than 13% of them (0.22 ac against a typical 4.91 ac) and it is newer than 35% of them (1976 against a typical 1981). Measured against all of Josephine County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 E River St, Cave Junction, OR?

The 2025 property tax bill for 406 E River St, Cave Junction, OR was $1,416. The county assessed it at $118,950.

Closest homes

More homes in Cave Junction 97523

Assigned schools

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