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Single Family ResidenceResidential
$124,412$123 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $161,290 on Aug 7, 2023

406 GRAY ST

DOWAGIAC, MI 49047
1
Baths
1,008 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$124K
$97K low$152K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$161,290 · Aug 7, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,589 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$46,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$46,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$40,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$93,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyCASS
Lot (acres)The size of the land the home sits on, from county records.0.17
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Justus Gage Elementary SchoolC
Elementary · Grades PK–5 · 0.5 mi
M
Dowagiac Middle SchoolC
Middle · Grades 6–8 · 1.2 mi
H
Union High SchoolB-
High · Grades 9–12 · 1.3 mi

District: Dowagiac Union Schools

Neighborhood · ZIP 49047These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.14,074
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.113 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,270
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,781
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 Gray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Cass County
  • Costs less per square foot than 76% of homes in Cass County
  • Smaller than 81% of homes in Cass County
  • Has a smaller lot than 90% of homes in Cass County

What homes are worth in Dowagiac 49047

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$953K

This home is worth more than 22% of homes in Dowagiac 49047.

How it measures up in Dowagiac 49047

The dot is this home. The mark in the middle is the typical home in Dowagiac 49047.

Estimated value$124,412
CheaperTypical $200,282Pricier

Pricier than 22% of homes nearby

Price per ft²$123
CheaperTypical $152Pricier

Pricier than 32% of homes nearby

Living area1,008 ft²
SmallerTypical 1,337 ft²Bigger

Bigger than 24% of homes nearby

Lot size0.17 ac
SmallerTypical 0.35 acBigger

Bigger than 18% of homes nearby

How 406 Gray St ranks against every home in each area.
MeasureThis homeDowagiac 49047Cass County
Estimated valuepricier than$124,41222% of homes17% of homes
Price per ft²pricier than$12332% of homes24% of homes
Living areabigger than1,008 ft²24% of homes19% of homes
Lot sizebigger than0.17 ac18% of homes10% of homes

About 406 Gray St

How much is 406 Gray St, Dowagiac, MI worth?

The TopHap Estimate for 406 Gray St, Dowagiac, MI is $124,412 as of Oct 21, 2026. The likely range is $97,164 to $151,660. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 Gray St, Dowagiac, MI last sell?

406 Gray St, Dowagiac, MI last sold on Aug 7, 2023 for $161,290, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 406 Gray St, Dowagiac, MI?

406 Gray St, Dowagiac, MI has 1 bathrooms, 1,008 square feet of living space and a 0.17-acre lot.

What schools serve 406 Gray St, Dowagiac, MI?

406 Gray St, Dowagiac, MI is assigned to Justus Gage Elementary School (elementary), rated C; Dowagiac Middle School (middle), rated C; Union High School (high), rated B-. All sit in Dowagiac Union Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 Gray St, Dowagiac, MI compare to other homes in Dowagiac 49047?

Among the 7,410 homes in Dowagiac 49047, it is worth more than 22% of them ($124,412 against a typical $200,282), its price per square foot is higher than 32% of them ($123 against a typical $152), it is bigger than 24% of them (1,008 ft² against a typical 1,337 ft²) and its lot is bigger than 18% of them (0.17 ac against a typical 0.35 ac). Measured against all of Cass County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 Gray St, Dowagiac, MI?

The 2025 property tax bill for 406 Gray St, Dowagiac, MI was $1,589. The county assessed it at $46,800.

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