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Duplex (2 Units, Any Combination)Residential

406 HAMACHER ST

WATERLOO, IL 62298
4
Beds
4
Baths
1,844 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,165 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$68,250 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,010
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$51,240
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$63,302
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$204,750

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Duplex Single
CountyMONROE
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
W. J. Zahnow Elementary School
Elementary · Grades PK–1 · 0.5 mi
M
Waterloo Junior High SchoolB+
Middle · Grades 6–8 · 0.6 mi
H
Waterloo High SchoolB-
High · Grades 9–12 · 1.6 mi

District: Waterloo Community Unit School District 5

Neighborhood · ZIP 62298These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.169

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.18,127
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,202
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,724
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 Hamacher St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 75% of homes in Monroe County
  • Has a smaller lot than 72% of homes in Waterloo 62298

How it measures up in Waterloo 62298

The dot is this home. The mark in the middle is the typical home in Waterloo 62298.

Living area1,844 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 74% of homes nearby

Lot size0.28 ac
SmallerTypical 0.43 acBigger

Bigger than 28% of homes nearby

Year built1988
OlderTypical 1991Newer

Newer than 47% of homes nearby

How 406 Hamacher St ranks against every home in each area.
MeasureThis homeWaterloo 62298Monroe County
Living areabigger than1,844 ft²74% of homes75% of homes
Lot sizebigger than0.28 ac28% of homes28% of homes
Year builtnewer than198847% of homes49% of homes

About 406 Hamacher St

When did 406 Hamacher St, Waterloo, IL last sell?

406 Hamacher St, Waterloo, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 406 Hamacher St, Waterloo, IL?

406 Hamacher St, Waterloo, IL has 4 bedrooms, 4 bathrooms, 1,844 square feet of living space and a 0.28-acre lot.

When was 406 Hamacher St, Waterloo, IL built?

406 Hamacher St, Waterloo, IL was built in 1988, making it 38 years old. It is a duplex single home. The building has 1 story.

What schools serve 406 Hamacher St, Waterloo, IL?

406 Hamacher St, Waterloo, IL is assigned to W. J. Zahnow Elementary School (elementary); Waterloo Junior High School (middle), rated B+; Waterloo High School (high), rated B-. All sit in Waterloo Community Unit School District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 Hamacher St, Waterloo, IL compare to other homes in Waterloo 62298?

Among the 7,136 homes in Waterloo 62298, it is bigger than 74% of them (1,844 ft² against a typical 1,500 ft²), its lot is bigger than 28% of them (0.28 ac against a typical 0.43 ac) and it is newer than 47% of them (1988 against a typical 1991). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 Hamacher St, Waterloo, IL?

The 2025 property tax bill for 406 Hamacher St, Waterloo, IL was $4,165. The county assessed it at $68,250.

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