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Residential (General/Single)Residential
$136,521$129 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

406 HARDING ST

CLAYTON, NM 88415
0
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.

Valuation

$137K
$113K low$160K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$474 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,954 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,158
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$15,796
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$50,862
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$50,862

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.27
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Clayton High SchoolB-
High · Grades 9–12 · 0.9 mi
E
Alvis Elementary SchoolB
Elementary · Grades PK–4 · 1.1 mi
M
Clayton Junior High SchoolA-
Middle · Grades 7–8 · 1.3 mi

District: Clayton Public Schools

Neighborhood · ZIP 88415These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.2,847
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$40,544
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$52,756
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 Harding St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 84% of homes in Clayton 88415
  • Smaller than 74% of homes in Clayton 88415

What homes are worth in Clayton 88415

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$406K

This home is worth more than 44% of homes in Clayton 88415.

How it measures up in Clayton 88415

The dot is this home. The mark in the middle is the typical home in Clayton 88415.

Estimated value$136,521
CheaperTypical $145,317Pricier

Pricier than 44% of homes nearby

Price per ft²$129
CheaperTypical $102Pricier

Pricier than 84% of homes nearby

Living area1,056 ft²
SmallerTypical 1,389 ft²Bigger

Bigger than 26% of homes nearby

Lot size0.27 ac
SmallerTypical 0.29 acBigger

Bigger than 47% of homes nearby

Year built1963
OlderTypical 1961Newer

Newer than 51% of homes nearby

How 406 Harding St ranks against every home in each area.
MeasureThis homeClayton 88415Union County
Estimated valuepricier than$136,52144% of homes45% of homes
Price per ft²pricier than$12984% of homes82% of homes
Living areabigger than1,056 ft²26% of homes26% of homes
Lot sizebigger than0.27 ac47% of homes36% of homes
Year builtnewer than196351% of homes44% of homes

About 406 Harding St

How much is 406 Harding St, Clayton, NM worth?

The TopHap Estimate for 406 Harding St, Clayton, NM is $136,521 as of Sep 24, 2026. The likely range is $112,680 to $160,362. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 Harding St, Clayton, NM last sell?

406 Harding St, Clayton, NM last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 406 Harding St, Clayton, NM?

406 Harding St, Clayton, NM has 1,056 square feet of living space and a 0.27-acre lot.

When was 406 Harding St, Clayton, NM built?

406 Harding St, Clayton, NM was built in 1963, making it 63 years old.

What schools serve 406 Harding St, Clayton, NM?

406 Harding St, Clayton, NM is assigned to Clayton High School (high), rated B-; Alvis Elementary School (elementary), rated B; Clayton Junior High School (middle), rated A-. All sit in Clayton Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 Harding St, Clayton, NM compare to other homes in Clayton 88415?

Among the 1,579 homes in Clayton 88415, it is worth more than 44% of them ($136,521 against a typical $145,317), its price per square foot is higher than 84% of them ($129 against a typical $102), it is bigger than 26% of them (1,056 ft² against a typical 1,389 ft²), its lot is bigger than 47% of them (0.27 ac against a typical 0.29 ac) and it is newer than 51% of them (1963 against a typical 1961). Measured against all of Union County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 Harding St, Clayton, NM?

The 2025 property tax bill for 406 Harding St, Clayton, NM was $474. The county assessed it at $16,954.

More homes on Harding St

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Assigned schools

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