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Single Family ResidenceResidential
$157,124$165 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $80,000 on Aug 31, 2018

406 N SPECK AVE

INDEPENDENCE, MO 64056
3
Beds
1.5
Baths
950 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$157K
$143K low$171K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$80,000 · Aug 31, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,950 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,286 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,661
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$22,625
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$23,727
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$143,610

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
96
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
63
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.151 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyJACKSON
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Steel Frame
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 288 ft²Patio · 336 ft²Porch · 20 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Randall Elementary SchoolD
Elementary · Grades KG–5 · 0.7 mi
M
George Caleb Bingham Middle SchoolC
Middle · Grades 7–8 · 1.8 mi
H
William Chrisman High SchoolB-
High · Grades 9–12 · 2.7 mi

District: Independence 30 School District

Neighborhood · ZIP 64056These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.21,001
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.775 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,200
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,328
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 N Speck Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Independence 64056
  • Costs less per square foot than 74% of homes in Independence 64056
  • Smaller than 85% of homes in Jackson County
  • Newer than 69% of homes in Jackson County

What homes are worth in Independence 64056

Each bar is how many homes fall in that price range. The marker is this home.

This home
$149K$451K

This home is worth more than 5% of homes in Independence 64056.

How it measures up in Independence 64056

The dot is this home. The mark in the middle is the typical home in Independence 64056.

Estimated value$157,124
CheaperTypical $214,844Pricier

Pricier than 5% of homes nearby

Price per ft²$165
CheaperTypical $183Pricier

Pricier than 26% of homes nearby

Living area950 ft²
SmallerTypical 1,188 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.23 ac
SmallerTypical 0.21 acBigger

Bigger than 62% of homes nearby

Year built1979
OlderTypical 1975Newer

Newer than 65% of homes nearby

How 406 N Speck Ave ranks against every home in each area.
MeasureThis homeIndependence 64056Jackson County
Estimated valuepricier than$157,1245% of homes24% of homes
Price per ft²pricier than$16526% of homes44% of homes
Living areabigger than950 ft²16% of homes15% of homes
Lot sizebigger than0.23 ac62% of homes59% of homes
Year builtnewer than197965% of homes69% of homes

About 406 N Speck Ave

How much is 406 N Speck Ave, Independence, MO worth?

The TopHap Estimate for 406 N Speck Ave, Independence, MO is $157,124 as of Oct 21, 2026. The likely range is $142,860 to $171,388. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 N Speck Ave, Independence, MO last sell?

406 N Speck Ave, Independence, MO last sold on Aug 31, 2018 for $80,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 406 N Speck Ave, Independence, MO?

406 N Speck Ave, Independence, MO has 3 bedrooms, 1.5 bathrooms, 950 square feet of living space and a 0.23-acre lot.

When was 406 N Speck Ave, Independence, MO built?

406 N Speck Ave, Independence, MO was built in 1979, making it 47 years old. It is a ranch home. The building has 1 story.

What schools serve 406 N Speck Ave, Independence, MO?

406 N Speck Ave, Independence, MO is assigned to Randall Elementary School (elementary), rated D; George Caleb Bingham Middle School (middle), rated C; William Chrisman High School (high), rated B-. All sit in Independence 30 School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 N Speck Ave, Independence, MO compare to other homes in Independence 64056?

Among the 5,391 homes in Independence 64056, it is worth more than 5% of them ($157,124 against a typical $214,844), its price per square foot is higher than 26% of them ($165 against a typical $183), it is bigger than 16% of them (950 ft² against a typical 1,188 ft²), its lot is bigger than 62% of them (0.23 ac against a typical 0.21 ac) and it is newer than 65% of them (1979 against a typical 1975). Measured against all of Jackson County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 N Speck Ave, Independence, MO?

The 2025 property tax bill for 406 N Speck Ave, Independence, MO was $1,950. The county assessed it at $27,286.

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