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Single Family ResidenceResidential
$133,206$85 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

406 N SPRUCE ST

STRATFORD, TX 79084
0
Baths
1,566 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$133K
$113K low$154K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,439 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$58,310 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,920
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$54,390
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$53,770
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$58,310

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
69
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
15
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySHERMAN
Lot (acres)The size of the land the home sits on, from county records.0.17
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Stratford High SchoolB
High · Grades 9–12 · 0.5 mi
M
Stratford Jr High SchoolB
Middle · Grades 5–8 · 0.5 mi
E
Mary Allen Elementary SchoolA+
Elementary · Grades PK–4 · 0.6 mi

District: Stratford Independent School District

Neighborhood · ZIP 79084These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,261
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,651
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,036
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.18 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 N Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Sherman County
  • Smaller than 85% of homes in Stratford 79084
  • Has a smaller lot than 95% of homes in Stratford 79084
  • Older than 68% of homes in Sherman County

What homes are worth in Stratford 79084

Each bar is how many homes fall in that price range. The marker is this home.

This home
$128K$416K

This home is worth more than 6% of homes in Stratford 79084.

How it measures up in Stratford 79084

The dot is this home. The mark in the middle is the typical home in Stratford 79084.

Estimated value$133,206
CheaperTypical $200,786Pricier

Pricier than 6% of homes nearby

Price per ft²$85
CheaperTypical $79Pricier

Pricier than 64% of homes nearby

Living area1,566 ft²
SmallerTypical 2,592 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.17 ac
SmallerTypical 0.28 acBigger

Bigger than 5% of homes nearby

Year built1949
OlderTypical 1958Newer

Newer than 33% of homes nearby

How 406 N Spruce St ranks against every home in each area.
MeasureThis homeStratford 79084Sherman County
Estimated valuepricier than$133,2066% of homes5% of homes
Price per ft²pricier than$8564% of homes63% of homes
Living areabigger than1,566 ft²15% of homes17% of homes
Lot sizebigger than0.17 ac5% of homes6% of homes
Year builtnewer than194933% of homes32% of homes

About 406 N Spruce St

How much is 406 N Spruce St, Stratford, TX worth?

The TopHap Estimate for 406 N Spruce St, Stratford, TX is $133,206 as of Aug 30, 2026. The likely range is $112,634 to $153,778. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 N Spruce St, Stratford, TX last sell?

406 N Spruce St, Stratford, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 406 N Spruce St, Stratford, TX?

406 N Spruce St, Stratford, TX has 1,566 square feet of living space and a 0.17-acre lot.

When was 406 N Spruce St, Stratford, TX built?

406 N Spruce St, Stratford, TX was built in 1949, making it 77 years old. The building has 1 story.

What schools serve 406 N Spruce St, Stratford, TX?

406 N Spruce St, Stratford, TX is assigned to Stratford High School (high), rated B; Stratford Jr High School (middle), rated B; Mary Allen Elementary School (elementary), rated A+. All sit in Stratford Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 N Spruce St, Stratford, TX compare to other homes in Stratford 79084?

Among the 880 homes in Stratford 79084, it is worth more than 6% of them ($133,206 against a typical $200,786), its price per square foot is higher than 64% of them ($85 against a typical $79), it is bigger than 15% of them (1,566 ft² against a typical 2,592 ft²), its lot is bigger than 5% of them (0.17 ac against a typical 0.28 ac) and it is newer than 33% of them (1949 against a typical 1958). Measured against all of Sherman County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 N Spruce St, Stratford, TX?

The 2026 property tax bill for 406 N Spruce St, Stratford, TX was $1,439. The county assessed it at $58,310.

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