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Single Family ResidenceResidential
$286,725$263 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 56How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $195,000 on Oct 7, 2025

406 S 5TH ST

EFFINGHAM, IL 62401
1
Beds
2
Baths
1,091 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$287K
$160K low$413K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$195,000 · Oct 7, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$984 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$17,440 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,350
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$8,090
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,850
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$52,320

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyEFFINGHAM
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Side Grade School
Elementary · Grades 1–2 · 0.5 mi
M
Effingham Junior High SchoolC+
Middle · Grades 6–8 · 0.7 mi
H
Effingham High SchoolB-
High · Grades 9–12 · 0.9 mi

District: Effingham Community Unit School District 40

Neighborhood · ZIP 62401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.124

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.17,538
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.162 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,272
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,862
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 S 5th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Effingham 62401
  • Costs less per square foot than 76% of homes in Effingham 62401
  • Smaller than 78% of homes in Effingham 62401
  • Has a smaller lot than 90% of homes in Effingham County
  • Older than 96% of homes in Effingham 62401

What homes are worth in Effingham 62401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$163K$1.3M

This home is worth more than 14% of homes in Effingham 62401.

How it measures up in Effingham 62401

The dot is this home. The mark in the middle is the typical home in Effingham 62401.

Estimated value$286,725
CheaperTypical $485,906Pricier

Pricier than 14% of homes nearby

Price per ft²$263
CheaperTypical $340Pricier

Pricier than 24% of homes nearby

Living area1,091 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.16 ac
SmallerTypical 0.43 acBigger

Bigger than 15% of homes nearby

Year built1900
OlderTypical 1976Newer

Newer than 4% of homes nearby

How 406 S 5th St ranks against every home in each area.
MeasureThis homeEffingham 62401Effingham County
Estimated valuepricier than$286,72514% of homes26% of homes
Price per ft²pricier than$26324% of homes40% of homes
Living areabigger than1,091 ft²22% of homes22% of homes
Lot sizebigger than0.16 ac15% of homes10% of homes
Year builtnewer than19004% of homes6% of homes

About 406 S 5th St

How much is 406 S 5th St, Effingham, IL worth?

The TopHap Estimate for 406 S 5th St, Effingham, IL is $286,725 as of Oct 21, 2026. The likely range is $160,112 to $413,338. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 S 5th St, Effingham, IL last sell?

406 S 5th St, Effingham, IL last sold on Oct 7, 2025 for $195,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 406 S 5th St, Effingham, IL?

406 S 5th St, Effingham, IL has 1 bedrooms, 2 bathrooms, 1,091 square feet of living space and a 0.16-acre lot.

When was 406 S 5th St, Effingham, IL built?

406 S 5th St, Effingham, IL was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 406 S 5th St, Effingham, IL?

406 S 5th St, Effingham, IL is assigned to South Side Grade School (elementary); Effingham Junior High School (middle), rated C+; Effingham High School (high), rated B-. All sit in Effingham Community Unit School District 40. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 S 5th St, Effingham, IL compare to other homes in Effingham 62401?

Among the 7,355 homes in Effingham 62401, it is worth more than 14% of them ($286,725 against a typical $485,906), its price per square foot is higher than 24% of them ($263 against a typical $340), it is bigger than 22% of them (1,091 ft² against a typical 1,440 ft²), its lot is bigger than 15% of them (0.16 ac against a typical 0.43 ac) and it is newer than 4% of them (1900 against a typical 1976). Measured against all of Effingham County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 S 5th St, Effingham, IL?

The 2025 property tax bill for 406 S 5th St, Effingham, IL was $984. The county assessed it at $17,440.

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