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Single Family ResidenceResidential
$217,014$172 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $130,000 on Jun 19, 2017

406 S ELM ST

SAINT JOSEPH, IL 61873
1
Baths
1,264 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$217K
$203K low$231K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$130,000 · Jun 19, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,316 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$56,690 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$47,190
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$53,580
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$170,070

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyCHAMPAIGN
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
St Joseph-Ogden High SchoolA
High · Grades 9–12 · 0.5 mi
E
St Joseph Elementary SchoolA
Elementary · Grades PK–4 · 0.5 mi
M
St Joseph Middle SchoolA+
Middle · Grades 5–8 · 0.6 mi

District: St. Joseph Community Consolidated School District 169

Neighborhood · ZIP 61873These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.51
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.6,216
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.94 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,849
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,361
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 S Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Saint Joseph 61873
  • Costs less per square foot than 65% of homes in Saint Joseph 61873
  • Smaller than 66% of homes in Saint Joseph 61873
  • Has a smaller lot than 74% of homes in Saint Joseph 61873
  • Older than 82% of homes in Saint Joseph 61873

What homes are worth in Saint Joseph 61873

Each bar is how many homes fall in that price range. The marker is this home.

This home
$117K$587K

This home is worth more than 26% of homes in Saint Joseph 61873.

How it measures up in Saint Joseph 61873

The dot is this home. The mark in the middle is the typical home in Saint Joseph 61873.

Estimated value$217,014
CheaperTypical $268,162Pricier

Pricier than 26% of homes nearby

Price per ft²$172
CheaperTypical $185Pricier

Pricier than 35% of homes nearby

Living area1,264 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.24 ac
SmallerTypical 0.42 acBigger

Bigger than 26% of homes nearby

Year built1957
OlderTypical 1994Newer

Newer than 18% of homes nearby

How 406 S Elm St ranks against every home in each area.
MeasureThis homeSaint Joseph 61873Champaign County
Estimated valuepricier than$217,01426% of homes46% of homes
Price per ft²pricier than$17235% of homes57% of homes
Living areabigger than1,264 ft²34% of homes52% of homes
Lot sizebigger than0.24 ac26% of homes58% of homes
Year builtnewer than195718% of homes40% of homes

About 406 S Elm St

How much is 406 S Elm St, Saint Joseph, IL worth?

The TopHap Estimate for 406 S Elm St, Saint Joseph, IL is $217,014 as of Sep 24, 2026. The likely range is $202,952 to $231,076. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 S Elm St, Saint Joseph, IL last sell?

406 S Elm St, Saint Joseph, IL last sold on Jun 19, 2017 for $130,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 406 S Elm St, Saint Joseph, IL?

406 S Elm St, Saint Joseph, IL has 1 bathrooms, 1,264 square feet of living space and a 0.24-acre lot.

When was 406 S Elm St, Saint Joseph, IL built?

406 S Elm St, Saint Joseph, IL was built in 1957, making it 69 years old. It is a a-frame home. The building has 1 story.

What schools serve 406 S Elm St, Saint Joseph, IL?

406 S Elm St, Saint Joseph, IL is assigned to St Joseph-Ogden High School (high), rated A; St Joseph Elementary School (elementary), rated A; St Joseph Middle School (middle), rated A+. All sit in St. Joseph Community Consolidated School District 169. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 S Elm St, Saint Joseph, IL compare to other homes in Saint Joseph 61873?

Among the 2,245 homes in Saint Joseph 61873, it is worth more than 26% of them ($217,014 against a typical $268,162), its price per square foot is higher than 35% of them ($172 against a typical $185), it is bigger than 34% of them (1,264 ft² against a typical 1,456 ft²), its lot is bigger than 26% of them (0.24 ac against a typical 0.42 ac) and it is newer than 18% of them (1957 against a typical 1994). Measured against all of Champaign County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 S Elm St, Saint Joseph, IL?

The 2024 property tax bill for 406 S Elm St, Saint Joseph, IL was $3,316. The county assessed it at $56,690.

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