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Single Family ResidenceResidential
$190,670$394 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

406 VALLEY DR

MORGANFIELD, KY 42437
4
Beds
3 / 1
Baths
484 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$191K
$165K low$216K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,704 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$165,660 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$150,660
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$165,660
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$165,660

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUnion
Lot (acres)The size of the land the home sits on, from county records.0.45
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Morganfield Elementary SchoolC-
Elementary · Grades KG–5 · 0.6 mi
H
Union County High SchoolC
High · Grades 9–12 · 3.3 mi
M
Union County Middle SchoolD+
Middle · Grades 6–8 · 3.4 mi

District: Union County School District

Neighborhood · ZIP 42437These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.187

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.8,102
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,671
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,495
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 Valley Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Union County
  • Costs more per square foot than 89% of homes in Union County
  • Smaller than 82% of homes in Union County

What homes are worth in Morganfield 42437

Each bar is how many homes fall in that price range. The marker is this home.

This home
$29K$428K

This home is worth more than 71% of homes in Morganfield 42437.

How it measures up in Morganfield 42437

The dot is this home. The mark in the middle is the typical home in Morganfield 42437.

Estimated value$190,670
CheaperTypical $135,394Pricier

Pricier than 71% of homes nearby

Price per ft²$394
CheaperTypical $173Pricier

Pricier than 83% of homes nearby

Living area484 ft²
SmallerTypical 825 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.45 ac
SmallerTypical 0.59 acBigger

Bigger than 40% of homes nearby

How 406 Valley Dr ranks against every home in each area.
MeasureThis homeMorganfield 42437Union County
Estimated valuepricier than$190,67071% of homes78% of homes
Price per ft²pricier than$39483% of homes89% of homes
Living areabigger than484 ft²21% of homes18% of homes
Lot sizebigger than0.45 ac40% of homes43% of homes

About 406 Valley Dr

How much is 406 Valley Dr, Morganfield, KY worth?

The TopHap Estimate for 406 Valley Dr, Morganfield, KY is $190,670 as of Aug 30, 2026. The likely range is $164,967 to $216,373. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 406 Valley Dr, Morganfield, KY?

406 Valley Dr, Morganfield, KY has 4 bedrooms, 3 bathrooms, 484 square feet of living space and a 0.45-acre lot.

What schools serve 406 Valley Dr, Morganfield, KY?

406 Valley Dr, Morganfield, KY is assigned to Morganfield Elementary School (elementary), rated C-; Union County High School (high), rated C; Union County Middle School (middle), rated D+. All sit in Union County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 Valley Dr, Morganfield, KY compare to other homes in Morganfield 42437?

Among the 2,600 homes in Morganfield 42437, it is worth more than 71% of them ($190,670 against a typical $135,394), its price per square foot is higher than 83% of them ($394 against a typical $173), it is bigger than 21% of them (484 ft² against a typical 825 ft²) and its lot is bigger than 40% of them (0.45 ac against a typical 0.59 ac). Measured against all of Union County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 Valley Dr, Morganfield, KY?

The 2025 property tax bill for 406 Valley Dr, Morganfield, KY was $1,704. The county assessed it at $165,660.

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