Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$417,086$257 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

40658 RIDGEWAY RD

CHARLO, MT 59824
3
Beds
2
Baths
1,620 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$417K
$383K low$451K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$417,086
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$333,669

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$562 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$364,300 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$364,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$364,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLake
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.3.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Charlo Elementary SchoolA-
Elementary · Grades PK–5 · 2.1 mi
H
Charlo High SchoolD
High · Grades 9–12 · 2.2 mi
M
Charlo 6-8
Middle · Grades 6–8 · 2.2 mi

District: Charlo Elementary School District

Neighborhood · ZIP 59824These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.221

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,001
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.16 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,229
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,007
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40658 Ridgeway Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Lake County
  • Costs less per square foot than 91% of homes in Lake County
  • Bigger than 68% of homes in Charlo 59824
  • Has a smaller lot than 69% of homes in Charlo 59824
  • Older than 67% of homes in Lake County

What homes are worth in Charlo 59824

Each bar is how many homes fall in that price range. The marker is this home.

This home
$260K$1.3M

This home is worth more than 25% of homes in Charlo 59824.

How it measures up in Charlo 59824

The dot is this home. The mark in the middle is the typical home in Charlo 59824.

Estimated value$417,086
CheaperTypical $545,870Pricier

Pricier than 25% of homes nearby

Price per ft²$257
CheaperTypical $368Pricier

Pricier than 13% of homes nearby

Living area1,620 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 68% of homes nearby

Lot size3 ac
SmallerTypical 10.03 acBigger

Bigger than 31% of homes nearby

Year built1973
OlderTypical 1977Newer

Newer than 42% of homes nearby

How 40658 Ridgeway Rd ranks against every home in each area.
MeasureThis homeCharlo 59824Lake County
Estimated valuepricier than$417,08625% of homes20% of homes
Price per ft²pricier than$25713% of homes9% of homes
Living areabigger than1,620 ft²68% of homes64% of homes
Lot sizebigger than3 ac31% of homes63% of homes
Year builtnewer than197342% of homes33% of homes

About 40658 Ridgeway Rd

How much is 40658 Ridgeway Rd, Charlo, MT worth?

The TopHap Estimate for 40658 Ridgeway Rd, Charlo, MT is $417,086 as of Jul 14, 2026. The likely range is $383,316 to $450,856. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40658 Ridgeway Rd, Charlo, MT last sell?

40658 Ridgeway Rd, Charlo, MT last sold on Nov 15, 1993, according to the county's recorded deed.

How big is 40658 Ridgeway Rd, Charlo, MT?

40658 Ridgeway Rd, Charlo, MT has 3 bedrooms, 2 bathrooms, 1,620 square feet of living space and a 3.00-acre lot.

When was 40658 Ridgeway Rd, Charlo, MT built?

40658 Ridgeway Rd, Charlo, MT was built in 1973, making it 53 years old. It is a conventional home. The building has 1 story.

What schools serve 40658 Ridgeway Rd, Charlo, MT?

40658 Ridgeway Rd, Charlo, MT is assigned to Charlo Elementary School (elementary), rated A-; Charlo High School (high), rated D; Charlo 6-8 (middle). All sit in Charlo Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40658 Ridgeway Rd, Charlo, MT compare to other homes in Charlo 59824?

Among the 687 homes in Charlo 59824, it is worth more than 25% of them ($417,086 against a typical $545,870), its price per square foot is higher than 13% of them ($257 against a typical $368), it is bigger than 68% of them (1,620 ft² against a typical 1,344 ft²), its lot is bigger than 31% of them (3 ac against a typical 10.03 ac) and it is newer than 42% of them (1973 against a typical 1977). Measured against all of Lake County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40658 Ridgeway Rd, Charlo, MT?

The 2025 property tax bill for 40658 Ridgeway Rd, Charlo, MT was $562. The county assessed it at $364,300.

Closest homes

More homes in Charlo 59824

Assigned schools

Explore the area

See this home in context

Open 40658 Ridgeway Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map