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Single Family ResidenceResidential
$802,599$448 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

407 2ND ST

WATSONVILLE, CA 95076
3
Beds
2.5
Baths
1,793 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$803K
$772K low$833K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,408 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$58,593 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,282
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$40,311
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,445
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$585,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
80
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
43
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
18
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
43
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
46
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.70 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySANTA CRUZ
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Tile
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Radcliff ElementaryF
Elementary · Grades KG–5 · 0.5 mi
H
Watsonville High SchoolD+
High · Grades 9–12 · 0.8 mi
M
Rolling Hills Middle SchoolF
Middle · Grades 6–8 · 1.9 mi

District: Pajaro Valley Joint Unified School District

Neighborhood · ZIP 95076These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.510

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.83,352
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.573 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,517
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,801
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.74%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

407 2nd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Santa Cruz County
  • Costs less per square foot than 87% of homes in Santa Cruz County
  • Bigger than 65% of homes in Watsonville 95076
  • Newer than 83% of homes in Santa Cruz County

What homes are worth in Watsonville 95076

Each bar is how many homes fall in that price range. The marker is this home.

This home
$394K$2.2M

This home is worth more than 64% of homes in Watsonville 95076.

How it measures up in Watsonville 95076

The dot is this home. The mark in the middle is the typical home in Watsonville 95076.

Estimated value$802,599
CheaperTypical $721,396Pricier

Pricier than 64% of homes nearby

Price per ft²$448
CheaperTypical $473Pricier

Pricier than 42% of homes nearby

Living area1,793 ft²
SmallerTypical 1,510 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.14 ac
SmallerTypical 0.17 acBigger

Bigger than 39% of homes nearby

Year built1991
OlderTypical 1973Newer

Newer than 82% of homes nearby

How 407 2nd St ranks against every home in each area.
MeasureThis homeWatsonville 95076Santa Cruz County
Estimated valuepricier than$802,59964% of homes29% of homes
Price per ft²pricier than$44842% of homes13% of homes
Living areabigger than1,793 ft²65% of homes63% of homes
Lot sizebigger than0.14 ac39% of homes44% of homes
Year builtnewer than199182% of homes83% of homes

About 407 2nd St

How much is 407 2nd St, Watsonville, CA worth?

The TopHap Estimate for 407 2nd St, Watsonville, CA is $802,599 as of Sep 24, 2026. The likely range is $772,111 to $833,087. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 407 2nd St, Watsonville, CA last sell?

407 2nd St, Watsonville, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 407 2nd St, Watsonville, CA?

407 2nd St, Watsonville, CA has 3 bedrooms, 2.5 bathrooms, 1,793 square feet of living space and a 0.14-acre lot.

When was 407 2nd St, Watsonville, CA built?

407 2nd St, Watsonville, CA was built in 1991, making it 35 years old.

What schools serve 407 2nd St, Watsonville, CA?

407 2nd St, Watsonville, CA is assigned to Radcliff Elementary (elementary), rated F; Watsonville High School (high), rated D+; Rolling Hills Middle School (middle), rated F. All sit in Pajaro Valley Joint Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 407 2nd St, Watsonville, CA compare to other homes in Watsonville 95076?

Among the 16,203 homes in Watsonville 95076, it is worth more than 64% of them ($802,599 against a typical $721,396), its price per square foot is higher than 42% of them ($448 against a typical $473), it is bigger than 65% of them (1,793 ft² against a typical 1,510 ft²), its lot is bigger than 39% of them (0.14 ac against a typical 0.17 ac) and it is newer than 82% of them (1991 against a typical 1973). Measured against all of Santa Cruz County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 407 2nd St, Watsonville, CA?

The 2025 property tax bill for 407 2nd St, Watsonville, CA was $1,408. The county assessed it at $58,593.

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