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Single Family ResidenceResidential
$122,331$199 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 67How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

407 CLAY ST

JOLIET, IL 60432
0
Baths
616 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$122K
$82K low$163K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,169 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$39,459 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,963
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$27,496
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$36,101
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$118,377

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
26
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWILL
Lot (acres)The size of the land the home sits on, from county records.0.15
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Joliet Central High SchoolD-
High · Grades 9–12 · 0.5 mi
E
Sator Sanchez Elementary SchoolD+
Elementary · Grades KG–5 · 0.8 mi
M
Gompers Junior High SchoolC-
Middle · Grades 6–8 · 1.4 mi

District: Joliet Public School District 86

Neighborhood · ZIP 60432These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.22,115
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,649 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,189
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,508
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

407 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Will County
  • Among the smallest homes in Will County
  • Has a smaller lot than 85% of homes in Will County
  • Older than 98% of homes in Will County

What homes are worth in Joliet 60432

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$451K

This home is worth more than 6% of homes in Joliet 60432.

How it measures up in Joliet 60432

The dot is this home. The mark in the middle is the typical home in Joliet 60432.

Estimated value$122,331
CheaperTypical $197,763Pricier

Pricier than 6% of homes nearby

Price per ft²$199
CheaperTypical $185Pricier

Pricier than 62% of homes nearby

Living area616 ft²
SmallerTypical 1,000 ft²Bigger

Bigger than 3% of homes nearby

Lot size0.15 ac
SmallerTypical 0.15 acBigger

Bigger than 39% of homes nearby

Year built1900
OlderTypical 1920Newer

Newer than 29% of homes nearby

How 407 Clay St ranks against every home in each area.
MeasureThis homeMt. CarmelJoliet 60432Will County
Estimated valuepricier than$122,33110% of homes6% of homesalmost no homes
Price per ft²pricier than$19964% of homes62% of homes42% of homes
Living areabigger than616 ft²3% of homes3% of homesalmost no homes
Lot sizebigger than0.15 ac52% of homes39% of homes15% of homes
Year builtnewer than190061% of homes29% of homes2% of homes

About 407 Clay St

How much is 407 Clay St, Joliet, IL worth?

The TopHap Estimate for 407 Clay St, Joliet, IL is $122,331 as of Sep 24, 2026. The likely range is $82,089 to $162,573. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 407 Clay St, Joliet, IL last sell?

407 Clay St, Joliet, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 407 Clay St, Joliet, IL?

407 Clay St, Joliet, IL has 616 square feet of living space and a 0.15-acre lot.

When was 407 Clay St, Joliet, IL built?

407 Clay St, Joliet, IL was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 407 Clay St, Joliet, IL?

407 Clay St, Joliet, IL is assigned to Joliet Central High School (high), rated D-; Sator Sanchez Elementary School (elementary), rated D+; Gompers Junior High School (middle), rated C-. All sit in Joliet Public School District 86. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 407 Clay St, Joliet, IL compare to other homes in Joliet 60432?

Among the 5,107 homes in Joliet 60432, it is worth more than 6% of them ($122,331 against a typical $197,763), its price per square foot is higher than 62% of them ($199 against a typical $185), it is bigger than 3% of them (616 ft² against a typical 1,000 ft²), its lot is bigger than 39% of them (0.15 ac against a typical 0.15 ac) and it is newer than 29% of them (1900 against a typical 1920). Measured against all of Will County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 407 Clay St, Joliet, IL?

The 2025 property tax bill for 407 Clay St, Joliet, IL was $3,169. The county assessed it at $39,459.

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