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Single Family ResidenceResidential
$84,366$92 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $1,913 on Aug 16, 2023

407 CLAY ST

WHITTEMORE, IA 50598
1
Baths
916 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$84K
$69K low$99K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,913 · Aug 16, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,064 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$78,630 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,803
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$69,827
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$66,866
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$78,630

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
55
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKOSSUTH
Lot (acres)The size of the land the home sits on, from county records.0.37
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 40 ft²Patio · 40 ft²Porch · 40 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bryant Elementary School
Elementary · Grades 1–2 · 9.6 mi
H
Algona High SchoolC+
High · Grades 9–12 · 10.1 mi
M
Algona Middle SchoolA
Middle · Grades 5–8 · 10.1 mi

District: Algona Community School District

Neighborhood · ZIP 50598These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.590
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.9 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,084
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,661
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

407 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Whittemore 50598
  • Smaller than 94% of homes in Whittemore 50598
  • Older than 84% of homes in Kossuth County

What homes are worth in Whittemore 50598

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$414K

This home is worth more than 27% of homes in Whittemore 50598.

How it measures up in Whittemore 50598

The dot is this home. The mark in the middle is the typical home in Whittemore 50598.

Estimated value$84,366
CheaperTypical $128,969Pricier

Pricier than 27% of homes nearby

Price per ft²$92
CheaperTypical $89Pricier

Pricier than 52% of homes nearby

Living area916 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 6% of homes nearby

Lot size0.37 ac
SmallerTypical 0.33 acBigger

Bigger than 51% of homes nearby

Year built1900
OlderTypical 1930Newer

Newer than 17% of homes nearby

How 407 Clay St ranks against every home in each area.
MeasureThis homeWhittemore 50598Kossuth County
Estimated valuepricier than$84,36627% of homes30% of homes
Price per ft²pricier than$9252% of homes53% of homes
Living areabigger than916 ft²6% of homes9% of homes
Lot sizebigger than0.37 ac51% of homes53% of homes
Year builtnewer than190017% of homes16% of homes

About 407 Clay St

How much is 407 Clay St, Whittemore, IA worth?

The TopHap Estimate for 407 Clay St, Whittemore, IA is $84,366 as of Aug 30, 2026. The likely range is $69,491 to $99,241. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 407 Clay St, Whittemore, IA last sell?

407 Clay St, Whittemore, IA last sold on Aug 16, 2023 for $1,913, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 407 Clay St, Whittemore, IA?

407 Clay St, Whittemore, IA has 1 bathrooms, 916 square feet of living space and a 0.37-acre lot.

When was 407 Clay St, Whittemore, IA built?

407 Clay St, Whittemore, IA was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 407 Clay St, Whittemore, IA?

407 Clay St, Whittemore, IA is assigned to Bryant Elementary School (elementary); Algona High School (high), rated C+; Algona Middle School (middle), rated A. All sit in Algona Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 407 Clay St, Whittemore, IA compare to other homes in Whittemore 50598?

Among the 399 homes in Whittemore 50598, it is worth more than 27% of them ($84,366 against a typical $128,969), its price per square foot is higher than 52% of them ($92 against a typical $89), it is bigger than 6% of them (916 ft² against a typical 1,496 ft²), its lot is bigger than 51% of them (0.37 ac against a typical 0.33 ac) and it is newer than 17% of them (1900 against a typical 1930). Measured against all of Kossuth County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 407 Clay St, Whittemore, IA?

The 2025 property tax bill for 407 Clay St, Whittemore, IA was $1,064. The county assessed it at $78,630.

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