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Commercial (General)Commercial

407 COMMERCE ST

ALBEMARLE, NC 28001
4
Baths
1,891 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.94 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,884 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$257,521 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$87,138
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$170,383
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$219,731
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$257,521

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Commercial (General)
CountySTANLY
Lot (acres)The size of the land the home sits on, from county records.0.94
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Central Elementary SchoolD
Elementary · Grades KG–5 · 1.6 mi
H
Albemarle High SchoolD-
High · Grades 9–12 · 2.6 mi
M
Albemarle Middle SchoolD-
Middle · Grades 6–8 · 2.9 mi

District: Stanly County Schools

Neighborhood · ZIP 28001These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.31,375
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.230 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,588
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,453
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

407 Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 73% of homes in Albemarle 28001
  • Newer than 83% of homes in Albemarle 28001

How it measures up in Albemarle 28001

The dot is this home. The mark in the middle is the typical home in Albemarle 28001.

Living area1,891 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 73% of homes nearby

Lot size0.94 ac
SmallerTypical 0.54 acBigger

Bigger than 64% of homes nearby

Year built2003
OlderTypical 1968Newer

Newer than 83% of homes nearby

How 407 Commerce St ranks against every home in each area.
MeasureThis homeAlbemarle 28001Stanly County
Living areabigger than1,891 ft²73% of homes70% of homes
Lot sizebigger than0.94 ac64% of homes55% of homes
Year builtnewer than200383% of homes78% of homes

About 407 Commerce St

When did 407 Commerce St, Albemarle, NC last sell?

407 Commerce St, Albemarle, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 407 Commerce St, Albemarle, NC?

407 Commerce St, Albemarle, NC has 4 bathrooms, 1,891 square feet of living space and a 0.94-acre lot.

When was 407 Commerce St, Albemarle, NC built?

407 Commerce St, Albemarle, NC was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 407 Commerce St, Albemarle, NC?

407 Commerce St, Albemarle, NC is assigned to Central Elementary School (elementary), rated D; Albemarle High School (high), rated D-; Albemarle Middle School (middle), rated D-. All sit in Stanly County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 407 Commerce St, Albemarle, NC compare to other homes in Albemarle 28001?

Among the 11,518 homes in Albemarle 28001, it is bigger than 73% of them (1,891 ft² against a typical 1,500 ft²), its lot is bigger than 64% of them (0.94 ac against a typical 0.54 ac) and it is newer than 83% of them (2003 against a typical 1968). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 407 Commerce St, Albemarle, NC?

The 2026 property tax bill for 407 Commerce St, Albemarle, NC was $2,884. The county assessed it at $257,521.

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